Väike-Sepa tee 4, Viimsi

Väike-Sepa tee 4 is a 3-story apartment building constructed in 2002, located in Viimsi alevik, comprising 19 apartments. The EHR registry code is 120648582 and cadastral ID is 89001:010:3820. Estiq reports energy class D.

The Estiq AVM model estimate is 3 518 €/m². The valuation range spans 3 184–3 852 €/m². The calculated fair value of a typical 2-room apartment is approximately €197 008.

Based on the 3 518 €/m² benchmark, a 50 sqm apartment is indicatively valued at €175 900 and a 75 sqm apartment at €263 850. Actual value depends on interior condition, floor, parking, and storage.

1-room: €151 775–€183 640; 2-room: €186 570–€225 740; 3-room: €205 987–€249 233; 4-room: €323 359–€391 246.

The model-based indicative asking price is approximately €3 694/m² (for the typical 2-room unit, about €206 858), allowing a 3–5% negotiation buffer.

A 2-room apartment in good condition has an estimated market rent of €600–€730 per month, generating an estimated gross yield of 3,6–4,6%.

Buying means a loan payment of about €815 a month, renting €600–€730 — the loan payment is 22% above the rent. That is 48% (loan) and 39% (rent) of the median gross wage (Viimsi vald, €1,710, Q2 2026, Statistics Estonia). Assumes the typical 2-room flat (56.0 m²) at €197,008 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €39,402 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 25 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: above average). Air: of the last 12 months' hourly readings, 80% were in the two best classes and 5% in the two worst (level: moderate). Estimated road noise at the building is 46 dB (Lden). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, owners paid on average €2.86/m² per month in total including utilities; a typical flat paid €239 per month. Association fees excluding utilities were €1.31/m² per month, of which €0.63/m² to the repair fund. The repair fund held €22 992 at year end. The association had €7 235 of loans outstanding. For comparison, the median of 24 associations in Viimsi alevik was €3.05/m² per month. From 2022 to 2025 association fees changed by +66% in total; the repair fund went from €42 928 (2022) to €22 992 (2025). See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.