Vallikraavi tänav 10, Tartu

Vallikraavi tn 10 is a 3-story apartment building constructed in 2020, located in Tartu linn, comprising 41 apartments. The EHR registry code is 104040474 and cadastral ID is 79507:031:0010. Estiq reports estimated energy class D.

The Estiq AVM model estimate is 2 593 €/m². The valuation range spans 2 248–2 938 €/m². The calculated fair value of a typical 2-room apartment is approximately €124 983.

Based on the 2 593 €/m² benchmark, a 50 sqm apartment is indicatively valued at €129 650 and a 75 sqm apartment at €194 475. Actual value depends on interior condition, floor, parking, and storage.

1-room: €86 643–€113 225; 2-room: €119 376–€156 001; 3-room: €137 031–€179 072; 4-room: €274 670–€358 941.

The model-based indicative asking price is approximately €2 723/m² (for the typical 2-room unit, about €131 232), allowing a 3–5% negotiation buffer.

A 2-room apartment in good condition has an estimated market rent of €760–€930 per month, generating an estimated gross yield of 7,7–8,7%.

Buying means a loan payment of about €517 a month, renting €760–€930 — the loan payment is 39% below the rent. That is 26% (loan) and 42% (rent) of the median gross wage (Tartu linn, €2,014, Q2 2026, Statistics Estonia). Assumes the typical 2-room flat (48.2 m²) at €124,983 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €24,997 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 327 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: high). Air: of the last 12 months' hourly readings, 52% were in the two best classes and 26% in the two worst (level: high). Estimated road noise at the building is 60 dB (Lden). Radon in soil gas: normal (30–50 kBq/m³). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, owners paid on average €2.43/m² per month in total including utilities; a typical flat paid €120 per month. Association fees excluding utilities were €0.95/m² per month, of which €0.05/m² to the repair fund. The association had no loans. For comparison, the median of 38 associations in Kesklinna linnaosa, Toometaguse subdistrict was €3.41/m² per month. See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.