Väike kaar 84, Tartu

Väike kaar 84 is a 2-story apartment building constructed in 1995, located in Tartu linn, comprising 16 apartments. The EHR registry code is 104036219 and cadastral ID is 79504:001:0003. Estiq reports estimated energy class D.

The Estiq AVM model estimate is 2 593 €/m². The valuation range spans 2 248–2 938 €/m². The calculated fair value of a typical 1-room apartment is approximately €80 329.

Based on the 2 593 €/m² benchmark, a 30 sqm apartment is indicatively valued at €77 790 and a 40 sqm apartment at €103 720. Actual value depends on interior condition, floor, parking, and storage.

1-room: €69 881–€91 321; 2-room: €80 258–€104 882.

The model-based indicative asking price is approximately €2 859/m² (for the typical 1-room unit, about €84 345), allowing a 3–5% negotiation buffer.

A 1-room apartment in good condition has an estimated market rent of €380–€470 per month, generating an estimated gross yield of 5,9–6,9%.

Buying means a loan payment of about €332 a month, renting €380–€470 — the loan payment is 22% below the rent. That is 16% (loan) and 21% (rent) of the median gross wage (Tartu linn, €2,014, Q2 2026, Statistics Estonia). Assumes the typical 1-room flat (29.5 m²) at €80,329 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €16,066 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 48 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: above average). Air: of the last 12 months' hourly readings, 57% were in the two best classes and 21% in the two worst (level: high). Estimated road noise at the building is 55 dB (Lden). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, owners paid on average €3.94/m² per month in total including utilities; a typical flat paid €131 per month. Association fees excluding utilities were €0.59/m² per month, of which €0.09/m² to the repair fund. The repair fund held €6 856 at year end. The association had €95 588 of loans outstanding. For comparison, the median of 1092 associations in Tartu linn was €2.53/m² per month. From 2022 to 2025 association fees changed by −52% in total; the repair fund went from €0 (2024) to €6 856 (2025). See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.