Väike kaar 43, Tartu

Väike kaar 43 is a 5-story apartment building constructed in 2020, located in Tartu linn, comprising 64 apartments. The EHR registry code is 104018655 and cadastral ID is 79504:004:0017. Estiq reports estimated energy class D.

The Estiq AVM model estimate is 2 593 €/m². The valuation range spans 2 248–2 938 €/m². The calculated fair value of a typical 2-room apartment is approximately €89 718.

Based on the 2 593 €/m² benchmark, a 30 sqm apartment is indicatively valued at €77 790 and a 40 sqm apartment at €103 720. Actual value depends on interior condition, floor, parking, and storage.

1-room: €40 370–€52 756; 2-room: €81 607–€106 645.

The model-based indicative asking price is approximately €2 723/m² (for the typical 2-room unit, about €94 204), allowing a 3–5% negotiation buffer.

A 2-room apartment in good condition has an estimated market rent of €400–€490 per month, generating an estimated gross yield of 5,5–6,5%.

Buying means a loan payment of about €371 a month, renting €400–€490 — the loan payment is 17% below the rent. That is 18% (loan) and 22% (rent) of the median gross wage (Tartu linn, €2,014, Q2 2026, Statistics Estonia). Assumes the typical 2-room flat (34.6 m²) at €89,718 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €17,944 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 48 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: above average). Air: of the last 12 months' hourly readings, 57% were in the two best classes and 21% in the two worst (level: high). Estimated road noise at the building is 55 dB (Lden). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, owners paid on average €3.53/m² per month in total including utilities; a typical flat paid €115 per month. Association fees excluding utilities were €1.14/m² per month, of which €0.47/m² to the repair fund. The repair fund held €0 at year end. The association had €376 287 of loans outstanding. For comparison, the median of 1092 associations in Tartu linn was €2.53/m² per month. From 2022 to 2025 association fees changed by −19% in total; the repair fund went from €0 (2023) to €0 (2025). See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.