Ülikooli tänav 4, Tartu

Ülikooli tn 4 is a 6-story apartment building constructed in 2005, located in Tartu linn, comprising 11 apartments. The EHR registry code is 120263090 and cadastral ID is 79507:062:0020. Estiq reports estimated energy class C.

The Estiq AVM model estimate is 2 593 €/m². The valuation range spans 2 248–2 938 €/m². The calculated fair value of a typical 2-room apartment is approximately €171 657.

Based on the 2 593 €/m² benchmark, a 50 sqm apartment is indicatively valued at €129 650 and a 75 sqm apartment at €194 475. Actual value depends on interior condition, floor, parking, and storage.

2-room: €148 826–€194 487; 3-room: €166 595–€217 707; 4-room: €192 729–€251 859.

The model-based indicative asking price is approximately €2 723/m² (for the typical 2-room unit, about €180 240), allowing a 3–5% negotiation buffer.

A 2-room apartment in good condition has an estimated market rent of €680–€830 per month, generating an estimated gross yield of 4,8–5,8%.

Buying means a loan payment of about €710 a month, renting €680–€830 — the loan payment is 6% below the rent. That is 35% (loan) and 37% (rent) of the median gross wage (Tartu linn, €2,014, Q2 2026, Statistics Estonia). Assumes the typical 2-room flat (66.2 m²) at €171,657 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €34,331 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 327 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: high). Air: of the last 12 months' hourly readings, 40% were in the two best classes and 29% in the two worst (level: high). Estimated road noise at the building is 60 dB (Lden). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, a typical flat paid €222 per month in total, including utilities. Association fees excluding utilities were €1.87/m² per month, of which €0.94/m² to the repair fund. The repair fund held €25 400 at year end. The association had no loans. From 2022 to 2025 association fees changed by +59% in total; the repair fund went from €10 778 (2022) to €25 400 (2025). See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.