Teemandi tänav 9, Tartu

Teemandi tn 9 is a 5-story apartment building constructed in 1985, located in Tartu linn, comprising 45 apartments. The EHR registry code is 104018468 and cadastral ID is 79505:005:0055. Estiq reports energy class B.

The Estiq AVM model estimate is 2 248 €/m². The valuation range spans 1 949–2 547 €/m². The calculated fair value of a typical 2-room apartment is approximately €111 276.

Based on the 2 248 €/m² benchmark, a 40 sqm apartment is indicatively valued at €89 920 and a 50 sqm apartment at €112 400. Actual value depends on interior condition, floor, parking, and storage.

1-room: €69 159–€90 377; 2-room: €94 527–€123 529; 3-room: €123 298–€161 126; 4-room: €138 505–€180 999.

The model-based indicative asking price is approximately €2 360/m² (for the typical 2-room unit, about €116 840), allowing a 3–5% negotiation buffer.

A 2-room apartment in good condition has an estimated market rent of €540–€660 per month, generating an estimated gross yield of 6,0–7,0%.

Buying means a loan payment of about €460 a month, renting €540–€660 — the loan payment is 23% below the rent. That is 23% (loan) and 30% (rent) of the median gross wage (Tartu linn, €2,014, Q2 2026, Statistics Estonia). Assumes the typical 2-room flat (49.5 m²) at €111,276 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €22,255 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 20 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: high). Air: of the last 12 months' hourly readings, 73% were in the two best classes and 10% in the two worst (level: elevated). Estimated road noise at the building is 55 dB (Lden). Radon in soil gas: low (10–30 kBq/m³). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, owners paid on average €3.73/m² per month in total including utilities; a typical flat paid €186 per month. Association fees excluding utilities were €1.98/m² per month, of which €0.37/m² to the repair fund. The repair fund held €20 473 at year end. The association had €649 797 of loans outstanding. For comparison, the median of 29 associations in Ränilinna linnaosa, Ränilinna subdistrict was €1.93/m² per month. From 2022 to 2025 association fees changed by +85% in total; the repair fund went from €16 155 (2022) to €20 473 (2025). See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.