Pepleri tänav 21, Tartu

Pepleri tn 21 is a 3-story apartment building constructed in 2020, located in Tartu linn, comprising 12 apartments. The EHR registry code is 104034679 and cadastral ID is 79507:061:0009. Estiq reports estimated energy class D.

The Estiq AVM model estimate is 2 593 €/m². The valuation range spans 2 248–2 938 €/m². The calculated fair value of a typical 2-room apartment is approximately €162 840.

Based on the 2 593 €/m² benchmark, a 40 sqm apartment is indicatively valued at €103 720 and a 50 sqm apartment at €129 650. Actual value depends on interior condition, floor, parking, and storage.

2-room: €138 934–€181 560; 3-room: €132 067–€172 586.

The model-based indicative asking price is approximately €2 723/m² (for the typical 2-room unit, about €170 982), allowing a 3–5% negotiation buffer.

A 2-room apartment in good condition has an estimated market rent of €750–€910 per month, generating an estimated gross yield of 5,6–6,6%.

Buying means a loan payment of about €673 a month, renting €750–€910 — the loan payment is 19% below the rent. That is 33% (loan) and 41% (rent) of the median gross wage (Tartu linn, €2,014, Q2 2026, Statistics Estonia). Assumes the typical 2-room flat (62.8 m²) at €162,840 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €32,568 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 55 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: above average). Air: of the last 12 months' hourly readings, 38% were in the two best classes and 31% in the two worst (level: high). Estimated road noise at the building is 55 dB (Lden). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, owners paid on average €0.25/m² per month in total including utilities; a typical flat paid €16 per month. The repair fund held €2 013 at year end. The association had €52 783 of loans outstanding. For comparison, the median of 59 associations in Kesklinna linnaosa, Riiamäe subdistrict was €2.46/m² per month. From 2022 to 2025 association fees changed by −92% in total; the repair fund went from €5 113 (2022) to €2 013 (2025). See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.