Oa tänav 45, Tartu

Oa tn 45 is a 3-story apartment building constructed in 2020, located in Tartu linn, comprising 10 apartments. The EHR registry code is 121335021 and cadastral ID is 79513:002:0011. Estiq reports energy class B.

The Estiq AVM model estimate is 2 593 €/m². The valuation range spans 2 248–2 938 €/m². The calculated fair value of a typical 2-room apartment is approximately €104 498.

Based on the 2 593 €/m² benchmark, a 50 sqm apartment is indicatively valued at €129 650 and a 75 sqm apartment at €194 475. Actual value depends on interior condition, floor, parking, and storage.

2-room: €89 700–€117 221; 3-room: €139 189–€181 892; 4-room: €198 373–€259 235.

The model-based indicative asking price is approximately €2 723/m² (for the typical 2-room unit, about €109 723), allowing a 3–5% negotiation buffer.

A 2-room apartment in good condition has an estimated market rent of €480–€590 per month, generating an estimated gross yield of 5,7–6,7%.

Buying means a loan payment of about €432 a month, renting €480–€590 — the loan payment is 19% below the rent. That is 21% (loan) and 27% (rent) of the median gross wage (Tartu linn, €2,014, Q2 2026, Statistics Estonia). Assumes the typical 2-room flat (40.3 m²) at €104,498 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €20,900 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 6 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: few incidents). Air: of the last 12 months' hourly readings, 57% were in the two best classes and 21% in the two worst (level: high). Estimated road noise at the building is 50 dB (Lden). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, owners paid on average €2.03/m² per month in total including utilities; a typical flat paid €121 per month. Association fees excluding utilities were €1.07/m² per month, of which €0.22/m² to the repair fund. The association had no loans. For comparison, the median of 41 associations in Supilinna linnaosa, Supilinna subdistrict was €2.29/m² per month. From 2022 to 2025 association fees changed by +23% in total. See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.