Kummeli tänav 3, Tartu

Kummeli tn 3 is a 3-story apartment building constructed in 1995, located in Tartu linn, comprising 15 apartments. The EHR registry code is 104018151 and cadastral ID is 79512:046:0008. Estiq reports estimated energy class D.

The Estiq AVM model estimate is 2 593 €/m². The valuation range spans 2 248–2 938 €/m². The calculated fair value of a typical 3-room apartment is approximately €152 825.

Based on the 2 593 €/m² benchmark, a 40 sqm apartment is indicatively valued at €103 720 and a 50 sqm apartment at €129 650. Actual value depends on interior condition, floor, parking, and storage.

2-room: €110 158–€143 956; 3-room: €132 499–€173 150; 4-room: €159 493–€208 426.

The model-based indicative asking price is approximately €2 613/m² (for the typical 3-room unit, about €160 466), allowing a 3–5% negotiation buffer.

A 3-room apartment in good condition has an estimated market rent of €580–€710 per month, generating an estimated gross yield of 4,6–5,6%.

Buying means a loan payment of about €632 a month, renting €580–€710 — about the same. That is 31% (loan) and 32% (rent) of the median gross wage (Tartu linn, €2,014, Q2 2026, Statistics Estonia). Assumes the typical 3-room flat (61.4 m²) at €152,825 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €30,565 down payment; rent from nearby offers; association and state fees excluded.

Air: of the last 12 months' hourly readings, 60% were in the two best classes and 17% in the two worst (level: elevated). Estimated road noise at the building is 45 dB (Lden). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, owners paid on average €2.73/m² per month in total including utilities; a typical flat paid €167 per month. Association fees excluding utilities were €0.93/m² per month, of which €0.12/m² to the repair fund. The association had €47 823 of loans outstanding. For comparison, the median of 42 associations in Raadi-Kruusamäe linnaosa, Kruusamäe subdistrict was €2.47/m² per month. From 2022 to 2025 association fees changed by −20% in total. See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.