Kummeli tänav 20a, Tartu

Kummeli tn 20a is a 3-story apartment building constructed in 2016, located in Tartu linn, comprising 14 apartments. The EHR registry code is 120777917 and cadastral ID is 79512:005:0017. Estiq reports energy class B.

The Estiq AVM model estimate is 2 593 €/m². The valuation range spans 2 248–2 938 €/m². The calculated fair value of a typical 3-room apartment is approximately €158 052.

Based on the 2 593 €/m² benchmark, a 50 sqm apartment is indicatively valued at €129 650 and a 75 sqm apartment at €194 475. Actual value depends on interior condition, floor, parking, and storage.

2-room: €111 957–€146 306; 3-room: €138 973–€181 610; 4-room: €203 599–€266 064.

The model-based indicative asking price is approximately €2 613/m² (for the typical 3-room unit, about €165 955), allowing a 3–5% negotiation buffer.

A 3-room apartment in good condition has an estimated market rent of €600–€730 per month, generating an estimated gross yield of 4,6–5,6%.

Buying means a loan payment of about €654 a month, renting €600–€730 — about the same. That is 32% (loan) and 33% (rent) of the median gross wage (Tartu linn, €2,014, Q2 2026, Statistics Estonia). Assumes the typical 3-room flat (63.5 m²) at €158,052 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €31,610 down payment; rent from nearby offers; association and state fees excluded.

Air: of the last 12 months' hourly readings, 60% were in the two best classes and 16% in the two worst (level: elevated). Estimated road noise at the building is 45 dB (Lden). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, a typical flat paid €116 per month in total, including utilities. Association fees excluding utilities were €0.96/m² per month, of which €0.09/m² to the repair fund. The repair fund held €8 821 at year end. The association had no loans. From 2022 to 2025 association fees changed by +14% in total; the repair fund went from €0 (2023) to €8 821 (2025). See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.