Kivi tänav 23, Tartu

Kivi tn 23 is a 5-story apartment building constructed in 2002, located in Tartu linn, comprising 28 apartments. The EHR registry code is 104046302 and cadastral ID is 79514:018:0009. Estiq reports estimated energy class C.

The Estiq AVM model estimate is 2 593 €/m². The valuation range spans 2 248–2 938 €/m². The calculated fair value of a typical 1-room apartment is approximately €98 300.

Based on the 2 593 €/m² benchmark, a 40 sqm apartment is indicatively valued at €103 720 and a 50 sqm apartment at €129 650. Actual value depends on interior condition, floor, parking, and storage.

1-room: €85 935–€112 300; 2-room: €108 810–€142 193; 3-room: €157 747–€206 145.

The model-based indicative asking price is approximately €2 859/m² (for the typical 1-room unit, about €103 215), allowing a 3–5% negotiation buffer.

A 1-room apartment in good condition has an estimated market rent of €370–€460 per month, generating an estimated gross yield of 4,6–5,6%.

Buying means a loan payment of about €406 a month, renting €370–€460 — about the same. That is 20% (loan) and 21% (rent) of the median gross wage (Tartu linn, €2,014, Q2 2026, Statistics Estonia). Assumes the typical 1-room flat (36.1 m²) at €98,300 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €19,660 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 6 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: few incidents). Air: of the last 12 months' hourly readings, 51% were in the two best classes and 23% in the two worst (level: high). Estimated road noise at the building is 59 dB (Lden). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, owners paid on average €3.82/m² per month in total including utilities; a typical flat paid €130 per month. Association fees excluding utilities were €0.87/m² per month, of which €0.17/m² to the repair fund. The repair fund held €43 249 at year end. The association had no loans. For comparison, the median of 83 associations in Ülejõe linnaosa, Ülejõe subdistrict was €2.51/m² per month. From 2022 to 2025 association fees changed by +8.5% in total; the repair fund went from €18 085 (2022) to €43 249 (2025). See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.