Kartuli tänav 8, Tartu

Kartuli tn 8 is a 3-story apartment building constructed in 2014, located in Tartu linn, comprising 7 apartments. The EHR registry code is 120304541 and cadastral ID is 79513:010:0019. Estiq reports estimated energy class B.

The Estiq AVM model estimate is 2 593 €/m². The valuation range spans 2 248–2 938 €/m². The calculated fair value of a typical 3-room apartment is approximately €193 644.

Based on the 2 593 €/m² benchmark, a 40 sqm apartment is indicatively valued at €103 720 and a 50 sqm apartment at €129 650. Actual value depends on interior condition, floor, parking, and storage.

1-room: €74 603–€97 491; 2-room: €120 275–€157 176; 3-room: €168 321–€219 963.

The model-based indicative asking price is approximately €2 613/m² (for the typical 3-room unit, about €203 326), allowing a 3–5% negotiation buffer.

A 3-room apartment in good condition has an estimated market rent of €740–€910 per month, generating an estimated gross yield of 4,6–5,6%.

Buying means a loan payment of about €801 a month, renting €740–€910 — about the same. That is 40% (loan) and 41% (rent) of the median gross wage (Tartu linn, €2,014, Q2 2026, Statistics Estonia). Assumes the typical 3-room flat (77.8 m²) at €193,644 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €38,729 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 79 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: high). Air: of the last 12 months' hourly readings, 55% were in the two best classes and 23% in the two worst (level: high). Estimated road noise at the building is 44 dB (Lden). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, a typical flat paid the association €134 per month, plus utilities. Association fees excluding utilities were €2.08/m² per month, of which €0.50/m² to the repair fund. The repair fund held €11 704 at year end. The association had no loans. From 2022 to 2025 association fees changed by −2.7% in total; the repair fund went from €13 460 (2022) to €11 704 (2025). See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.