Kapsa tänav 4, Tartu

Kapsa tn 4 is a 3-story apartment building constructed in 2020, located in Tartu linn, comprising 5 apartments. The EHR registry code is 121341848 and cadastral ID is 79501:002:0670. Estiq reports estimated energy class A.

The Estiq AVM model estimate is 2 593 €/m². The valuation range spans 2 248–2 938 €/m². The calculated fair value of a typical 3-room apartment is approximately €165 767.

Based on the 2 593 €/m² benchmark, a 50 sqm apartment is indicatively valued at €129 650 and a 75 sqm apartment at €194 475. Actual value depends on interior condition, floor, parking, and storage.

3-room: €143 720–€187 814; 4-room: €232 864–€304 307.

The model-based indicative asking price is approximately €2 613/m² (for the typical 3-room unit, about €174 055), allowing a 3–5% negotiation buffer.

A 3-room apartment in good condition has an estimated market rent of €730–€890 per month, generating an estimated gross yield of 5,4–6,4%.

Buying means a loan payment of about €685 a month, renting €730–€890 — the loan payment is 15% below the rent. That is 34% (loan) and 40% (rent) of the median gross wage (Tartu linn, €2,014, Q2 2026, Statistics Estonia). Assumes the typical 3-room flat (66.6 m²) at €165,767 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €33,153 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 6 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: few incidents). Air: of the last 12 months' hourly readings, 54% were in the two best classes and 24% in the two worst (level: high). Estimated road noise at the building is 44 dB (Lden). Radon in soil gas: high (50–100 kBq/m³). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, owners paid on average €1.82/m² per month in total including utilities; a typical flat paid €118 per month. Association fees excluding utilities were €0.66/m² per month. The repair fund held €2 337 at year end. The association had no loans. For comparison, the median of 41 associations in Supilinna linnaosa, Supilinna subdistrict was €2.29/m² per month. From 2022 to 2025 association fees changed by −53% in total; the repair fund went from €1 074 (2022) to €2 337 (2025). See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.