Jaamamõisa tänav 20, Tartu

Jaamamõisa tn 20 is a 3-story apartment building constructed in 1949, located in Tartu linn, comprising 6 apartments. The EHR registry code is 104034675 and cadastral ID is 79501:002:0555. Estiq reports energy class F.

The Estiq AVM model estimate is 2 593 €/m². The valuation range spans 2 248–2 938 €/m². The calculated fair value of a typical 1-room apartment is approximately €45 202.

Based on the 2 593 €/m² benchmark, a 40 sqm apartment is indicatively valued at €103 720 and a 50 sqm apartment at €129 650. Actual value depends on interior condition, floor, parking, and storage.

1-room: €53 827–€70 342; 2-room: €132 640–€173 334; 3-room: €131 420–€171 740.

The model-based indicative asking price is approximately €2 859/m² (for the typical 1-room unit, about €47 462), allowing a 3–5% negotiation buffer.

A 1-room apartment in good condition has an estimated market rent of €240–€290 per month, generating an estimated gross yield of 6,5–7,5%.

Buying means a loan payment of about €187 a month, renting €240–€290 — the loan payment is 29% below the rent. That is 9% (loan) and 13% (rent) of the median gross wage (Tartu linn, €2,014, Q2 2026, Statistics Estonia). Assumes the typical 1-room flat (16.6 m²) at €45,202 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €9,040 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 109 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: high). Air: of the last 12 months' hourly readings, 60% were in the two best classes and 18% in the two worst (level: elevated). Estimated road noise at the building is 45 dB (Lden). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, a typical flat paid the association €104 per month, plus utilities. Association fees excluding utilities were €3.01/m² per month. The association had no loans. From 2022 to 2025 association fees changed by +182% in total. See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.