J. Tõnissoni tänav 11, Tartu

J. Tõnissoni tn 11 is a 3-story apartment building constructed in 1977, located in Tartu linn, comprising 7 apartments. The EHR registry code is 104023919 and cadastral ID is 79506:003:0023. Estiq reports energy class E.

The Estiq AVM model estimate is 2 593 €/m². The valuation range spans 2 248–2 938 €/m². The calculated fair value of a typical 3-room apartment is approximately €172 239.

Based on the 2 593 €/m² benchmark, a 40 sqm apartment is indicatively valued at €103 720 and a 50 sqm apartment at €129 650. Actual value depends on interior condition, floor, parking, and storage.

1-room: €52 883–€69 108; 2-room: €97 794–€127 797; 3-room: €140 483–€183 584.

The model-based indicative asking price is approximately €2 613/m² (for the typical 3-room unit, about €180 851), allowing a 3–5% negotiation buffer.

A 3-room apartment in good condition has an estimated market rent of €780–€950 per month, generating an estimated gross yield of 5,5–6,5%.

Buying means a loan payment of about €712 a month, renting €780–€950 — the loan payment is 18% below the rent. That is 35% (loan) and 43% (rent) of the median gross wage (Tartu linn, €2,014, Q2 2026, Statistics Estonia). Assumes the typical 3-room flat (69.2 m²) at €172,239 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €34,448 down payment; rent from nearby offers; association and state fees excluded.

Air: of the last 12 months' hourly readings, 54% were in the two best classes and 22% in the two worst (level: high). Estimated road noise at the building is 59 dB (Lden). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, owners paid on average €3.07/m² per month in total including utilities; a typical flat paid €150 per month. Association fees excluding utilities were €0.83/m² per month, of which €0.08/m² to the repair fund. The repair fund held €20 016 at year end. The association had no loans. For comparison, the median of 41 associations in Vaksali linnaosa, Vaksali subdistrict was €2.59/m² per month. From 2021 to 2025 association fees changed by −80% in total; the repair fund went from €10 979 (2024) to €20 016 (2025). See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.