J. Hurda tänav 34a, Tartu

J. Hurda tn 34a is a 3-story apartment building constructed in 2016, located in Tartu linn, comprising 21 apartments. The EHR registry code is 120738107 and cadastral ID is 79501:023:0027. Estiq reports estimated energy class B.

The Estiq AVM model estimate is 2 593 €/m². The valuation range spans 2 248–2 938 €/m². The calculated fair value of a typical 2-room apartment is approximately €103 720.

Based on the 2 593 €/m² benchmark, a 50 sqm apartment is indicatively valued at €129 650 and a 75 sqm apartment at €194 475. Actual value depends on interior condition, floor, parking, and storage.

2-room: €102 065–€133 379; 3-room: €141 994–€185 558; 4-room: €212 378–€277 537.

The model-based indicative asking price is approximately €2 723/m² (for the typical 2-room unit, about €108 906), allowing a 3–5% negotiation buffer.

A 2-room apartment in good condition has an estimated market rent of €440–€540 per month, generating an estimated gross yield of 5,2–6,2%.

Buying means a loan payment of about €429 a month, renting €440–€540 — the loan payment is 12% below the rent. That is 21% (loan) and 24% (rent) of the median gross wage (Tartu linn, €2,014, Q2 2026, Statistics Estonia). Assumes the typical 2-room flat (40.0 m²) at €103,720 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €20,744 down payment; rent from nearby offers; association and state fees excluded.

Air: of the last 12 months' hourly readings, 58% were in the two best classes and 20% in the two worst (level: elevated). Estimated road noise at the building is 45 dB (Lden). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, owners paid on average €2.50/m² per month in total including utilities. Association fees excluding utilities were €1.33/m² per month, of which €0.36/m² to the repair fund. The repair fund held €1 794 at year end. The association had no loans. For comparison, the median of 38 associations in Tähtvere linnaosa, Tähtvere subdistrict was €2.50/m² per month. From 2022 to 2025 association fees changed by +29% in total; the repair fund went from €1 123 (2022) to €1 794 (2025). See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.