Herne tänav 4, Tartu

Herne tn 4 is a 1-story apartment building constructed in 1977, located in Tartu linn, comprising 2 apartments. The EHR registry code is 104013651 and cadastral ID is 79513:013:0034. Estiq reports estimated energy class E.

The Estiq AVM model estimate is 2 593 €/m². The valuation range spans 2 248–2 938 €/m². The calculated fair value of a typical 1-room apartment is approximately €76 516.

Based on the 2 593 €/m² benchmark, a 30 sqm apartment is indicatively valued at €77 790 and a 40 sqm apartment at €103 720. Actual value depends on interior condition, floor, parking, and storage.

1-room: €66 340–€86 693; 2-room: €66 095–€86 373.

The model-based indicative asking price is approximately €2 859/m² (for the typical 1-room unit, about €80 342), allowing a 3–5% negotiation buffer.

A 1-room apartment in good condition has an estimated market rent of €430–€520 per month, generating an estimated gross yield of 7,0–8,0%.

Buying means a loan payment of about €316 a month, renting €430–€520 — the loan payment is 33% below the rent. That is 16% (loan) and 24% (rent) of the median gross wage (Tartu linn, €2,014, Q2 2026, Statistics Estonia). Assumes the typical 1-room flat (28.1 m²) at €76,516 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €15,303 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 56 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: high). Air: of the last 12 months' hourly readings, 54% were in the two best classes and 23% in the two worst (level: high). Estimated road noise at the building is 60 dB (Lden). These describe the area, not a specific apartment.

According to the apartment association's 2024 annual report, owners paid on average €1.03/m² per month in total including utilities; a typical flat paid €44 per month. Association fees excluding utilities were €0.42/m² per month. The repair fund held €5 189 at year end. The association had no loans. For comparison, the median of 47 associations in Supilinna linnaosa, Supilinna subdistrict was €2.04/m² per month. From 2022 to 2024 association fees changed by +1.1% in total; the repair fund went from €8 461 (2022) to €5 189 (2024). See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.