B. G. Forseliuse tänav 3, Tartu

B. G. Forseliuse tn 3 is a 4-story apartment building constructed in 1995, located in Tartu linn, comprising 8 apartments. The EHR registry code is 104027613 and cadastral ID is 79508:020:0021. Estiq reports estimated energy class D.

The Estiq AVM model estimate is 2 593 €/m². The valuation range spans 2 248–2 938 €/m². The calculated fair value of a typical 5-room apartment is approximately €237 484.

Based on the 2 593 €/m² benchmark, a 50 sqm apartment is indicatively valued at €129 650 and a 75 sqm apartment at €194 475. Actual value depends on interior condition, floor, parking, and storage.

3-room: €204 143–€266 776; 4-room: €161 165–€210 611.

The model-based indicative asking price is approximately €2 532/m² (for the typical 5-room unit, about €249 358), allowing a 3–5% negotiation buffer.

A 5-room apartment in good condition has an estimated market rent of €770–€940 per month, generating an estimated gross yield of 3,8–4,8%.

Buying means a loan payment of about €982 a month, renting €770–€940 — the loan payment is 15% above the rent. That is 49% (loan) and 42% (rent) of the median gross wage (Tartu linn, €2,014, Q2 2026, Statistics Estonia). Assumes the typical 5-room flat (98.5 m²) at €237,484 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €47,497 down payment; rent from nearby offers; association and state fees excluded.

Air: of the last 12 months' hourly readings, 49% were in the two best classes and 27% in the two worst (level: high). Estimated road noise at the building is 50 dB (Lden). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, owners paid on average €1.80/m² per month in total including utilities; a typical flat paid €178 per month. Association fees excluding utilities were €0.05/m² per month. The association had no loans. For comparison, the median of 42 associations in Karlova linnaosa, Taga-Karlova subdistrict was €2.15/m² per month. From 2022 to 2025 association fees changed by +0.0% in total. See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.