Aeru tänav 3, Tartu

Aeru tn 3 is a 2-story apartment building constructed in 2019, located in Tartu linn, comprising 6 apartments. The EHR registry code is 120862960 and cadastral ID is 79501:002:0169. Estiq reports estimated energy class B.

The Estiq AVM model estimate is 2 593 €/m². The valuation range spans 2 248–2 938 €/m². The calculated fair value of a typical 3-room apartment is approximately €132 415.

Based on the 2 593 €/m² benchmark, a 50 sqm apartment is indicatively valued at €129 650 and a 75 sqm apartment at €194 475. Actual value depends on interior condition, floor, parking, and storage.

3-room: €135 088–€176 534; 4-room: €193 565–€252 952.

The model-based indicative asking price is approximately €2 613/m² (for the typical 3-room unit, about €139 036), allowing a 3–5% negotiation buffer.

A 3-room apartment in good condition has an estimated market rent of €650–€790 per month, generating an estimated gross yield of 6,0–7,0%.

Buying means a loan payment of about €548 a month, renting €650–€790 — the loan payment is 24% below the rent. That is 27% (loan) and 36% (rent) of the median gross wage (Tartu linn, €2,014, Q2 2026, Statistics Estonia). Assumes the typical 3-room flat (53.2 m²) at €132,415 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €26,483 down payment; rent from nearby offers; association and state fees excluded.

Air: of the last 12 months' hourly readings, 62% were in the two best classes and 14% in the two worst (level: elevated). Estimated road noise at the building is 45 dB (Lden). These describe the area, not a specific apartment.

According to the apartment association's 2024 annual report, owners paid on average €1.25/m² per month in total including utilities; a typical flat paid €103 per month. Association fees excluding utilities were €0.70/m² per month. The repair fund held €3 017 at year end. The association had no loans. For comparison, the median of 30 associations in Kvissentali linnaosa, Kvissentali subdistrict was €1.16/m² per month. From 2022 to 2024 association fees changed by +118% in total; the repair fund went from €2 067 (2022) to €3 017 (2024). See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.