Kivilinna tänav 9, Narva

Kivilinna tn 9 is a 9-story apartment building constructed in 1987, located in Narva, comprising 107 apartments. The EHR registry code is 118000487 and cadastral ID is 51104:003:0005. Estiq reports energy class F.

The Estiq AVM model estimate is 766 €/m². The valuation range spans 592–940 €/m². The calculated fair value of a typical 2-room apartment is approximately €38 683.

Based on the 766 €/m² benchmark, a 40 sqm apartment is indicatively valued at €30 640 and a 50 sqm apartment at €38 300. Actual value depends on interior condition, floor, parking, and storage.

2-room: €29 902–€47 464; 3-room: €37 385–€59 341.

The model-based indicative asking price is approximately €804/m² (for the typical 2-room unit, about €40 617), allowing a 3–5% negotiation buffer.

A 2-room apartment in good condition has an estimated market rent of €230–€280 per month, generating an estimated gross yield of 7,3–8,3%.

Buying means a loan payment of about €160 a month, renting €230–€280 — the loan payment is 37% below the rent. That is 12% (loan) and 19% (rent) of the median gross wage (Narva linn, €1,335, Q2 2026, Statistics Estonia). Assumes the typical 2-room flat (50.5 m²) at €38,683 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €7,737 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 205 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: above average). Air: of the last 12 months' hourly readings, 71% were in the two best classes and 17% in the two worst (level: elevated). Estimated road noise at the building is 56 dB (Lden). Radon in soil gas: high (50–100 kBq/m³). These describe the area, not a specific apartment.

Association fees excluding utilities were €0.71/m² per month. The repair fund held €31 783 at year end. The association had no loans. From 2022 to 2024 association fees changed by −36% in total; the repair fund went from €2 176 (2022) to €31 783 (2024). See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.