Keskuse tänav 14, Tartu

Keskuse tn 14 is a 5-story apartment building constructed in 2026, located in Märja alevik, comprising 18 apartments. The EHR registry code is 121393824 and cadastral ID is 83101:003:0436. Estiq reports energy class A.

The Estiq AVM model estimate is 3 529 €/m². The valuation range spans 3 060–3 998 €/m². The calculated fair value of a typical 4-room apartment is approximately €221 863.

Based on the 3 529 €/m² benchmark, a 40 sqm apartment is indicatively valued at €141 160 and a 50 sqm apartment at €176 450. Actual value depends on interior condition, floor, parking, and storage.

2-room: €141 356–€184 724; 3-room: €174 481–€228 013; 4-room: €193 494–€252 858.

The model-based indicative asking price is approximately €3 446/m² (for the typical 4-room unit, about €232 956), allowing a 3–5% negotiation buffer.

A 4-room apartment in good condition has an estimated market rent of €660–€800 per month, generating an estimated gross yield of 3,5–4,5%.

Buying means a loan payment of about €917 a month, renting €660–€800 — the loan payment is 26% above the rent. That is 46% (loan) and 36% (rent) of the median gross wage (Tartu linn, €2,014, Q2 2026, Statistics Estonia). Assumes the typical 4-room flat (67.6 m²) at €221,863 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €44,373 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 228 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: high). Air: of the last 12 months' hourly readings, 68% were in the two best classes and 8% in the two worst (level: elevated). Estimated road noise at the building is 50 dB (Lden). Radon in soil gas: high (50–100 kBq/m³). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, owners paid on average €2.31/m² per month in total including utilities; a typical flat paid €137 per month. Association fees excluding utilities were €0.81/m² per month. The repair fund held €2 214 at year end. The association had no loans. For comparison, the median of 1092 associations in Tartu linn was €2.53/m² per month. From 2023 to 2025 association fees changed by +145% in total; the repair fund went from €475 (2023) to €2 214 (2025). See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.