Sepa tänav 31, Tallinn

Sepa tn 31 is a 3-story apartment building constructed in 2019, located in Põhja-Tallinna linnaosa, comprising 7 apartments. The EHR registry code is 120844326 and cadastral ID is 78408:808:0179. Estiq reports energy class A.

The Estiq AVM model estimate is 3 200 €/m². The valuation range spans 2 896–3 504 €/m². The calculated fair value of a typical 2-room apartment is approximately €189 760.

Based on the 3 200 €/m² benchmark, a 50 sqm apartment is indicatively valued at €160 000 and a 75 sqm apartment at €240 000. Actual value depends on interior condition, floor, parking, and storage.

2-room: €174 629–€211 291; 3-room: €249 936–€302 409; 4-room: €284 949–€344 773.

The model-based indicative asking price is approximately €3 360/m² (for the typical 2-room unit, about €199 248), allowing a 3–5% negotiation buffer.

A 2-room apartment in good condition has an estimated market rent of €820–€1 000 per month, generating an estimated gross yield of 5,3–6,3%.

Buying means a loan payment of about €785 a month, renting €820–€1,000 — the loan payment is 14% below the rent. That is 37% (loan) and 43% (rent) of the median gross wage (Tallinn, €2,126, Q2 2026, Statistics Estonia). Assumes the typical 2-room flat (59.3 m²) at €189,760 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €37,952 down payment; rent from nearby offers; association and state fees excluded.

Air: of the last 12 months' hourly readings, 76% were in the two best classes and 7% in the two worst (level: moderate). Estimated road noise at the building is 55 dB (Lden). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, owners paid on average €3.73/m² per month in total including utilities; a typical flat paid €262 per month. Association fees excluding utilities were €2.35/m² per month, of which €0.14/m² to the repair fund. The repair fund held €910 at year end. The association had no loans. For comparison, the median of 697 associations in Põhja-Tallinn district was €2.97/m² per month. From 2022 to 2025 association fees changed by +249% in total; the repair fund went from €506 (2022) to €910 (2025). See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.