Luha tänav 32, Tallinn

Luha tn 32 is a 3-story apartment building constructed in 1940, located in Kesklinna linnaosa, comprising 16 apartments. The EHR registry code is 101010624 and cadastral ID is 78401:109:2060. Estiq reports energy class E.

The Estiq AVM model estimate is 3 728 €/m². The valuation range spans 3 374–4 082 €/m². The calculated fair value of a typical 2-room apartment is approximately €221 443.

Based on the 3 728 €/m² benchmark, a 40 sqm apartment is indicatively valued at €149 120 and a 50 sqm apartment at €186 400. Actual value depends on interior condition, floor, parking, and storage.

2-room: €201 081–€243 297; 3-room: €264 302–€319 791.

The model-based indicative asking price is approximately €3 914/m² (for the typical 2-room unit, about €232 515), allowing a 3–5% negotiation buffer.

A 2-room apartment in good condition has an estimated market rent of €660–€800 per month, generating an estimated gross yield of 3,4–4,4%.

Buying means a loan payment of about €916 a month, renting €660–€800 — the loan payment is 25% above the rent. That is 43% (loan) and 34% (rent) of the median gross wage (Tallinn, €2,126, Q2 2026, Statistics Estonia). Assumes the typical 2-room flat (59.4 m²) at €221,443 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €44,289 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 138 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: high). Air: of the last 12 months' hourly readings, 51% were in the two best classes and 19% in the two worst (level: elevated). Estimated road noise at the building is 55 dB (Lden). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, owners paid on average €2.88/m² per month in total including utilities; a typical flat paid €192 per month. Association fees excluding utilities were €1.27/m² per month. The association had no loans. For comparison, the median of 102 associations in Uue Maailma subdistrict was €3.35/m² per month. See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.