Luha tänav 20, Tallinn

Luha tn 20 is a 6-story apartment building constructed in 2016, located in Kesklinna linnaosa, comprising 27 apartments. The EHR registry code is 120708217 and cadastral ID is 78401:109:0005. Estiq reports energy class B.

The Estiq AVM model estimate is 4 272 €/m². The valuation range spans 3 866–4 678 €/m². The calculated fair value of a typical 2-room apartment is approximately €260 000.

Based on the 4 272 €/m² benchmark, a 40 sqm apartment is indicatively valued at €170 880 and a 50 sqm apartment at €213 600. Actual value depends on interior condition, floor, parking, and storage.

1-room: €133 839–€161 937; 2-room: €221 747–€268 301; 3-room: €278 270–€336 692.

The model-based indicative asking price is approximately €4 368/m² (for the typical 2-room unit, about €273 000), allowing a 3–5% negotiation buffer.

A 2-room apartment in good condition has an estimated market rent of €1 020–€1 250 per month, generating an estimated gross yield of 4,7–5,7%.

Buying means a loan payment of about €1,075 a month, renting €1,020–€1,250 — the loan payment is 5% below the rent. That is 51% (loan) and 53% (rent) of the median gross wage (Tallinn, €2,126, Q2 2026, Statistics Estonia). Assumes the typical 2-room flat (62.5 m²) at €260,000 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €52,000 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 138 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: high). Air: of the last 12 months' hourly readings, 50% were in the two best classes and 21% in the two worst (level: high). Estimated road noise at the building is 50 dB (Lden). Radon in soil gas: high (150–250 kBq/m³). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, a typical flat paid €108 per month in total, including utilities. Association fees excluding utilities were €1.26/m² per month, of which €0.34/m² to the repair fund. The association had no loans. See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.