Lossi tänav 20, Tallinn

Lossi tn 20 is a 3-story apartment building constructed in 1961, located in Mustamäe linnaosa, comprising 8 apartments. The EHR registry code is 101015407 and cadastral ID is 78405:502:0660. Estiq reports estimated energy class E.

The Estiq AVM model estimate is 2 679 €/m². The valuation range spans 2 524–2 834 €/m². The calculated fair value of a typical 3-room apartment is approximately €190 328.

Based on the 2 679 €/m² benchmark, a 40 sqm apartment is indicatively valued at €107 160 and a 50 sqm apartment at €133 950. Actual value depends on interior condition, floor, parking, and storage.

2-room: €134 761–€151 356; 3-room: €193 584–€217 422; 4-room: €192 884–€216 636.

The model-based indicative asking price is approximately €2 701/m² (for the typical 3-room unit, about €199 844), allowing a 3–5% negotiation buffer.

A 3-room apartment in good condition has an estimated market rent of €670–€820 per month, generating an estimated gross yield of 4,2–5,2%.

Buying means a loan payment of about €787 a month, renting €670–€820 — the loan payment is 6% above the rent. That is 37% (loan) and 35% (rent) of the median gross wage (Tallinn, €2,126, Q2 2026, Statistics Estonia). Assumes the typical 3-room flat (74.0 m²) at €190,328 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €38,066 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 11 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: above average). Air: of the last 12 months' hourly readings, 75% were in the two best classes and 7% in the two worst (level: moderate). Estimated road noise at the building is 54 dB (Lden). These describe the area, not a specific apartment.

According to the apartment association's 2024 annual report, owners paid on average €6.23/m² per month in total including utilities; a typical flat paid €456 per month. Association fees excluding utilities were €0.44/m² per month. The association had €163 267 of loans outstanding. For comparison, the median of 54 associations in Kadaka subdistrict was €2.94/m² per month. See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.