Estiq Value / Tallinn / Kesklinna / Lastekodu tn 10

Lastekodu tänav 10, Tallinn

Q: What building is located at Lastekodu tn 10, Tallinn?

Lastekodu tn 10 is a 5-story apartment building constructed in 1983, located in Kesklinna linnaosa, comprising 104 apartments. The EHR registry code is 101010604 and cadastral ID is 78401:111:0670. Estiq reports energy class D.

Q: What is the average price per sqm and market value for apartments at Lastekodu tn 10?

The Estiq AVM model estimate is 3 218 €/m². The valuation range spans 2 912–3 524 €/m². The calculated fair value of a typical 2-room apartment is approximately €167 163.

Q: How much does a 40 sqm or 50 sqm apartment cost at Lastekodu tn 10?

Based on the 3 218 €/m² benchmark, a 40 sqm apartment is indicatively valued at €128 720 and a 50 sqm apartment at €160 900. Actual value depends on interior condition, floor, parking, and storage.

Q: How are apartment prices distributed by room count?

1-room: €116 527–€140 991; 2-room: €146 681–€177 475; 3-room: €182 415–€220 713; 4-room: €183 918–€222 530.

Q: At what indicative asking price should a seller list?

The model-based indicative asking price is approximately €3 337/m² (for the typical 2-room unit, about €175 521), allowing a 3–5% negotiation buffer.

Q: How much rental income can a 2-room apartment generate?

A 2-room apartment in good condition has an estimated market rent of €600–€740 per month, generating an estimated gross yield of 4,3–5,3%.

Q: Is it cheaper to buy or to rent at Lastekodu tn 10?

Buying means a loan payment of about €691 a month, renting €600–€740 — about the same. That is 33% (loan) and 32% (rent) of the median gross wage (Tallinn, €2,126, Q2 2026, Statistics Estonia). Assumes the typical 2-room flat (52.6 m²) at €167,163 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €33,433 down payment; rent from nearby offers; association and state fees excluded.

Q: What is the area around Lastekodu tn 10 like: safety, air, noise and radon?

Police open data list 69 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: above average). Air: of the last 12 months' hourly readings, 58% were in the two best classes and 9% in the two worst (level: elevated). Estimated road noise at the building is 63 dB (Lden). Radon in soil gas: high (50–100 kBq/m³). These describe the area, not a specific apartment.

Q: Does the Estiq online valuation replace a bank-certified appraisal?

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Q: How accurate is the Estiq automated valuation (AVM)?

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Lastekodu tn 10 (Tallinn, Kesklinna linnaosa) is a 1983 5-story residential building, 104 apartments (EHR 101010604). Estiq AVM model benchmark is 3 218 €/m² (range 2 912–3 524 €/m²) as of Oct 18, 2026.

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Lastekodu tänav 10, Tallinn – aerial photo of the building, outline from the Building Register (EHR) — Aerial photo · building outline from the Building Register (EHR) · Orthophoto 02.05.2024–05.05.2024, Maa- ja Ruumiamet (open data licence)

5 floors 104 apartments EHR 101010604 ↗ Cadastre 78401:111:0670 ↗ Private ownership · apartment ownership

Estiq consolidates apartment price levels, AVM valuation, market trends, micro-location, living environment, EHR technical parameters, and official registry certificates in one view.

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Building Market Benchmark · AVM 2026

€3 218 /m²

-13.7% vs Kesklinna median (notarised apartment transaction median €3 727/m², 2026 Q3, n=408)

Automated model estimate · not a certified appraisal

Comparable level: a standard 50 m² 2-room flat in good condition. Prices for this building’s own flat types are in the table below.

Estiq AVM estimate · data as of 09.2026 · not a transaction price

The value is refreshed when new transactions and model updates arrive, so it can differ from earlier versions of this page.

Typical 2-room · 52,6 m²€167 163

Valuation range €/m²€2 912–3 524 ±9.5%

Building Score7.9 / 10

Energy classD

Based on 40 notarised deals in Keldrimäe asum, 2026 Q3 · moderate data, range ±9.5%

Building benchmark: €3 218/m² (Estiq AVM baseline, moderate data). The calculator output varies by apartment attributes; Kesklinna median is €3 727/m².

Data reliability9/9 from registers

The area at a glance

Six indicators for this address. Tap one to see its source and what it does not tell you.

Incident level above average 69 recorded incidents / 24 months Air elevated 58% of hours good, 9% poor · 12 months Noise 63 dB modelled road noise (Lden) Radon in soil high 50–100 kBq/m³ School 4 min walk Tallinna Kesklinna Vene Gümnaasium · 326 m Transit stop 3 min walk Keskturg stop · 206 m

Automated Market Valuation & Building Benchmark

Lastekodu tn 10 is a 5-storey residential building built in 1983, with 104 apartments, energy class D. The Estiq AVM benchmark is €3 218/m², 13.7% below the Kesklinna median (notarised apartment transaction median €3 727/m², 2026 Q3, n=408).

Lastekodu tn 10 is a 5-storey residential building completed in 1983 in Kesklinna, with 104 apartments. Load-bearing structure: Prefabricated Concrete Panels (EHR register). The most common unit type is 2-room apartments (36 of them). Energy class D (per energy certificate).

The Estiq AVM baseline for apartments in this building is 3 218 €/m², approximately 13.7% below the Kesklinna median (notarised apartment transaction median €3 727/m², 2026 Q3, n=408). The typical unit (2-room, 52,6 m²) comes to about €167 163.

✓ Well Suited For

First-time home buyers, 1–2 person households, and rental investors.

⚠ Key Considerations

Energy class D, open surface parking, and 1983 construction vintage.

€600–€740/mo

Market rent for typical 2-room apartment (3 listings within 500 m, matched building era).

📊 Market data · 3 listings within 500 m, matched building era

Utilities: summer ~€123, winter ~€235 · 100% furnished

4,3–5,3%

Estimated gross yield (derived from real rental market listings).

from market data

Apartment Prices & Room Breakdown

Official Building Register (EHR) apartment types and Estiq valuation ranges.

Apartment	Count	Typical Size	€/m²	Value Range
1-room	31	32.7 – 33.2 m²	€3 890	€116 527–€140 991
2-room	36	32.9 – 52.9 m²	€3 178	€146 681–€177 475
3-room	36	52.8 – 69.8 m²	€3 054	€182 415–€220 713
4-room	1	66.5 m²	€3 056	€183 918–€222 530

Most units in the building vary: actual transaction prices depend directly on floor level, interior condition, basement storage, and parking rights.

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Market value, value range and reasoning with comparables
Building Register, energy certificate and land parcel data
Risks: flooding, radon, noise, air quality, safety
Apartment association costs, repair fund and loans vs the area

Accuracy guarantee: if a certified valuer's EVS 875 report differs from the report's market value by more than 15%, we refund the report price. Terms →

Choose your flat

Condition

2026 blind test, 600 Tallinn flats: median error 9.5% · Methodology →

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Apartment Instant Valuation Calculator

Building benchmark + apartment-specific attributes. Select parameters to see calculated fair market value.

Select apartment configuration

1-room · 33.1 m² 2-room · 51 m² 3-room · 66 m² 4-room · 66.5 m²

Apartment Area (m²)

− 52,6 m² +

Interior Condition

Needs repair −15% Good condition Renovated +10%

Floor Level

1st floor −2% Middle floor Top floor

Additional Amenities (toggle on/off)

Balcony / loggia +€3 000 Basement storage +€2 000 Parking space +€3 500

Calculated Fair Market Value

€167 163

ca €3 178 / m² · model estimate

Model-Based Indicative Asking Price €175 521

Expected Monthly Rent €600–€740/mo

Asking price per m² €3 337/m²

Negotiation buffer 3–5%

Methodology: automated statistical AVM valuation based on official Land Board sales records. Does not substitute a certified appraisal report under EVS 875 standards.

Estiq Building Scorecard™

8-dimensional audit of living environment, safety, infrastructure, and market liquidity.

Composite Score
7.9 / 10

Data coverage: 96%

The Estiq Building Score™ is Estiq's own analytical composite indicator (not an official rating or guarantee of condition, safety, or investment performance); component weights are shown below. Methodology

Location & Transit8.7

Keskturg stop 206 m / 3 min; fast connection to city centre.

Weight 20%

Education & Schools7.7

Tallinna Kesklinna Vene Gümnaasium 326 m; state exams: 65/100; kindergarten 111 m.

Weight 15%

Air Quality & Environment6.6

58% of hours good, 9% poor (12-month mean, level: elevated), noise level 63 dB (noisy), modelled (Lden), nearest park Politseiaed 370 m. Sources: Estiq noise model (CNOSSOS-EU); Estiq air-quality index derived from Keskkonnaagentuur data.

Weight 10%

Safety & Crime Risk7.5

PPA open data (H3 cell (~0.7 km²), 24 months to 14.10.2026, n=69): above-average incident level; last 12 months vs previous 12: -31.5%.

Weight 10%

Condition & Vintage7.0

Built in 1983; structure Prefabricated Concrete Panels.

Weight 15%

Energy Efficiency & Heating7.4

EHR energy certificate D (issued 09.02.2010, expired); heating type District Heating.

Weight 10%

Lifestyle & Infrastructure8.8

Politseiaed 370 m; supermarket 162 m.

Weight 10%

Market Liquidity & Demand9.5

Land Board transaction volume in this micro-location (117 transactions over the last 4 quarters in the "built 1971-1990" cohort).

Weight 10%

Environment & safety: Lastekodu tn 10

Official open data and Estiq models for this building’s location. They describe the area, not a specific apartment. How we calculate this.

Safety

Incident level: above average · index 6.9 / 10

Police and Border Guard Board open data list 69 recorded incidents in the surrounding ~0.7 km² cell over 24 months (data to 14.10.2026). Last 12 months vs the 12 before: -32%.

Counts incidents reported to the police, not how safe it feels.

Source: PPA open data.

Air quality

Elevated

Of 3 537 hourly readings in the last 12 months (07.12.2025–25.10.2026, this building’s cell (~0.1 km²)): 58% in the two best classes, 33% in the middle one and 9% in the two worst of five.

Source: Keskkonnaagentuur, hourly data.

Noise

63 dB Lden · noisy

Estimated road noise is 10 dB above the WHO recommended level (53 dB Lden).

Source: Estiq noise model, OpenStreetMap.

Radon in the ground

High · 50–100 kBq/m³

Radon concentration in soil gas. Based on measurements in this cell. That is above the 50 kBq/m³ threshold from which new buildings need radon-safe construction (EVS 840). Municipality-wide class: Kõrge või väga kõrge.

A soil-gas reading, not the flat’s indoor air; mainly relevant to basements and ground floors.

Source: Estonian radon-risk map (Geological Survey of Estonia).

Price Trends & Sales Strategy

Transactions 2024 Q4–2026 Q3 · Land Board · Kesklinna · built 1971-1990 cohort.

Quarterly sales price €/m² (Sample: 213 deals · built 1971-1990)

Sales ✨ Forecast 2026 Q4 Method: weighted linear regression over the last 6 quarters, damped 0.75, capped ±5%/quarter. Not a guarantee. Keldrimäe asum · built 1971-1990 · €3 212 (2026 Q3) +0.9% YoY (2026 Q3 vs 2025 Q3)

Sales Strategy

AVM Fair Market Value

€3 218/m²

Price Band

€2 912–3 524

Indicative Asking Price (Typical 2-room · 52,6 m²)

€175 521

Indicative Asking Price€3 337/m²

Negotiation room~3–5%

Market pulse: this building vs its surroundings

Notary-deal €/m², year-on-year change and deal activity at neighbourhood, district and city level.

Level	€/m²	Building vs	YoY	Deals, 4 qtrs	Direction
Neighbourhood: Keldrimäe asum2026 Q3	€3 555	−9.5%	+2.0%	—	—
District: Kesklinna linnaosa2026 Q3	€3 728	−13.7%	+3.2%	1 659 (+2.2%)	Steady
City: Tallinn2026 Q3	€2 949	+9.1%	+3.4%	—	—

Source: Land Board notary deals, latest finished quarter. Activity = deals in the last 4 quarters vs the 4 before. "Warming" or "cooling" only when both price (±3%) and activity (±10%) move the same way on at least 30 deals; otherwise "steady". We do not measure days on market.

Location Map & Nearest Amenities

Within a 10-minute walk, there are 19 key infrastructure facilities · Coordinates 59.430727, 24.765261 · Cadastre 78401:111:0670.

10 min walk

🧒

Tallinna Mardi Lasteaed

Kindergarten · Pre-school education

111 m · 1 min

🛒

Grossi Toidukaubad

Supermarket · Groceries & daily goods

162 m · 2 min

🚏

Keskturg stop

Transit Stop · Bus routes

206 m · 3 min

🚏

Lennuki stop

Transit Stop · Bus routes

235 m · 3 min

🧒

Tallinna Unistuse Lasteaed

Kindergarten · Pre-school education

267 m · 4 min

🚏

Keskturg (ajutine) stop

Transit Stop · Bus routes

274 m · 4 min

🛒

Stockmann Tallinn

Supermarket · Groceries & daily goods

276 m · 4 min

🚏

Püssirohu stop

Transit Stop · Bus routes

326 m · 4 min

🎓

Tallinna Kesklinna Vene Gümnaasium

Upper secondary school · Exam rating: 65.5/100

326 m · 4 min

🎓

Tallinna 21. Kool

Upper secondary school · Exam rating: 75/100

346 m · 5 min

🧒

Tallinna Liivamäe Lasteaed

Kindergarten · Pre-school education

349 m · 5 min

🌳

Politseiaed

Park & Green Area · Recreation & walking

370 m · 5 min

🧒

Eesti Rahvusvaheline Eelkool

Kindergarten · Pre-school education

380 m · 5 min

🌳

Spordikuulsuste park

Park & Green Area · Recreation & walking

386 m · 5 min

🌳

Aafrika aed

Park & Green Area · Recreation & walking

394 m · 5 min

🎓

Eesti Rahvusvaheline Kool

Upper secondary school · Upper secondary school

410 m · 5 min

🛒

Juhkentali Rimi

Supermarket · Groceries & daily goods

446 m · 6 min

🌳

Tiigiveski park

Park & Green Area · Recreation & walking

478 m · 6 min

🛒

Bakkal

Supermarket · Groceries & daily goods

603 m · 8 min

Within a 10-minute walk: 19 places, nearest stop 206 m away.

Neighborhood Vintage & Demographics: Kesklinna linnaosa

Official open data from Statistics Estonia REL2021 census and Building Register EHR.

Resident Age Distribution

64 551 residents

0–17 (Children & youth) 19.9% · 12 854

18–64 (Working age) 67.2% · 43 399

65+ (Seniors & retirees) 12.9% · 8 298

Education Level (15+)

53 514 residents

Basic or primary education 9.4% · 5 016

Secondary / vocational education 28% · 14 969

Higher education (BSc, MSc, PhD) 59% · 31 582

Education unknown 3.6% · 1 947

Construction Era & Housing Stock

36 655 dwellings

Pre-War & Historic (< 1945) 34.5% · 12 631

Soviet Era (1946–1990) 33.1% · 12 127

Post-Independence (1991–2010) 19.2% · 7 050

Modern Developments (2011+) 11.7% · 4 298

Peak construction era: 1919–1945.

Energy Efficiency Distribution A–G

Class A (Nearly Zero Energy) 4%

Class B (Low Energy) 7.7%

Class C (Standard Efficiency) 9.7%

Class D (Moderate Efficiency) 9.6%

Class E (Standard Soviet Build) 34.6%

Class F–G (High Consumption) 34.5%

Building Technical Profile

Values read from EHR and the Land Board cadastre; fields the registers do not hold are not shown.

Year Built	1983
Total Apartments	104
Floors	5
Energy Class	D
Land Ownership	Private ownership · apartment ownership
Plot Size	2 551 m²
Heating System	District Heating
Load-bearing Structure	Prefabricated Concrete Panels
Elevators	0
Noise Level	63 dB (noisy)

Official Register Records: EHR & Cadastre

Only what Estiq reads from EHR and the cadastre WFS. Estiq does not track fire-safety or lift inspections.

EHR · Building Register

Code 101010604 · record updated 28.09.2026.

Prefabricated Concrete Panels · lifts per EHR: 0.

EHR Portal (code: 101010604) →

Cadastral Unit (Land Board)

78401:111:0670 · plot area 2 551 m².

Land use: 100% Elamumaa.

Cadastral Map (78401:111:0670) ↗

Apartment association & running costs

The building is managed by apartment association Tallinn, Lastekodu tn 10, Liivamäe tn 8 // Mardi tn 7 korteriühistu (registry code 80092915). Figures are from the association's 2025 annual report (e-Business Register).

Association fees€109 450per year, excl. utilities

LoansNo loansat year end

Management & Association Report: Ühistut juhib 5-liikmeline juhatus. 2025 aastal teostati järgmised tööd:.

🔨 Completed repairs and improvements (by year):

2024

Elamu remondikulud: €73 500

2023

Elamu remondikulud: €39 210

Financial year	2025	2024
Member fees	€109 450	€109 481
Repair spending	€0	€73 500
Cash	€14 606	€14 588
Reserve capital	€23 519	€23 519
Result for the year	€35 286	−€32 306

Fees by type	2025
Hooldus-ja haldustasud	€52 745
Muud tulud (viivised)	€199
Remonditasude katteks sh laenukulude katteks	€56 506

Fee names as written in the report.

board: 5 members · members: 142 private + 7 companies.
Source: apartment association annual reports (e-Business Register). Comparison: median and quartiles of apartment associations in Keldrimäe subdistrict, same year.

Land & Spatial Board In-ADS address object (ADS-OID: EE00633496) · Postal code: 10113

KÜ Records in e-Äriregister ↗

Apartment buildings on Lastekodu tn

4 buildings on the street · street median €3 853/m² (n=4) · real-time filterable comparison.

All District Buildings View Street Hub →

Address	Year Built	Estiq €/m²	Typical Unit	Energy Class
Lastekodu tn 5	1957	€3 407	~€203 441	E	View →
Lastekodu tn 18	1964	€3 266	~€132 862	B	View →
Lastekodu tn 23	2017	€4 298	~€214 900	B	View →
Lastekodu tn 31	2023	€4 804	~€208 243	B	View →

Other streets in Kesklinna

Pärnu mnt · €3 608/m² Tartu mnt · €3 702/m² A. Weizenbergi tn · €4 068/m² Wismari tn · €3 466/m² Endla tn · €3 279/m² Tehnika tn · €3 312/m² Tatari tn · €3 547/m² C. R. Jakobsoni tn · €4 525/m² Gonsiori tn · €3 419/m² Narva mnt · €3 741/m²

Official Data Sources & Registry Verification

Direct data linkages, authoritative registries, and update timestamps.

Data Dimension	Official Source	Governing Authority	Data as of	Status
Building Specs	EHR · 101010604	Maa- ja Ruumiamet	18.10.2026 (EHR record 28.09.2026)	Confirmed
Cadastral Unit & Land Zoning	Land & Spatial Board · 78401:111:0670 ↗	Land & Spatial Board	04.10.2026	Confirmed
Notarized Sales Transactions	Land Board Transactions Database	Land & Spatial Board	09.2026	Synchronized
Demographics & Census Data	Population Register & RL21	Statistics Estonia	annual (2021 census)	Official
Safety & Environmental Monitoring	Noise Maps, Air Quality & Police	Police Board / Environment Agency	model estimate	Statistical
Market Rent & Gross Yield	Estiq rental database · 3 listings within 500 m, matched building era · yield 4,3–5,3%	Estiq Rental Intelligence	10.2026 · n=3	Market Data
Valuation Methodology	Estiq AVM	Comparable sales approach (not EVS 875 certified appraisal)	2026 model weights	Statistical

Building Energy Rating Guide

The energy performance certificate reflects the heating efficiency and energy consumption intensity of the building.

D · this building

Average / Refurbished

Moderate heating expenses

Key Risk Factors

Built in 1983: technical utility systems require periodic updating and capital maintenance.
Energy class D: typically higher heating demand than modern A/B developments. The energy certificate has expired, so the current class may differ. Actual heating costs depend on the apartment and how it is used.
Parking: on-grade surface parking on parcel/street; no separate underground garage.
Valuation nuance: bank collateral value for a specific unit depends fundamentally on interior finish.

Frequently Asked Questions (FAQ)

Structured answers compiled for buyers, sellers, search engines, and AI systems.

What building is located at Lastekodu tn 10, Tallinn?

Lastekodu tn 10 is a 5-story apartment building constructed in 1983, located in Kesklinna linnaosa, comprising 104 apartments. The EHR registry code is 101010604 and cadastral ID is 78401:111:0670. Estiq reports energy class D.

What is the average price per sqm and market value for apartments at Lastekodu tn 10?

The Estiq AVM model estimate is 3 218 €/m². The valuation range spans 2 912–3 524 €/m². The calculated fair value of a typical 2-room apartment is approximately €167 163.

How much does a 40 sqm or 50 sqm apartment cost at Lastekodu tn 10?

Based on the 3 218 €/m² benchmark, a 40 sqm apartment is indicatively valued at €128 720 and a 50 sqm apartment at €160 900. Actual value depends on interior condition, floor, parking, and storage.

How are apartment prices distributed by room count?

1-room: €116 527–€140 991; 2-room: €146 681–€177 475; 3-room: €182 415–€220 713; 4-room: €183 918–€222 530.

At what indicative asking price should a seller list?

The model-based indicative asking price is approximately €3 337/m² (for the typical 2-room unit, about €175 521), allowing a 3–5% negotiation buffer.

How much rental income can a 2-room apartment generate?

A 2-room apartment in good condition has an estimated market rent of €600–€740 per month, generating an estimated gross yield of 4,3–5,3%.

Is it cheaper to buy or to rent at Lastekodu tn 10?

Buying means a loan payment of about €691 a month, renting €600–€740 — about the same. That is 33% (loan) and 32% (rent) of the median gross wage (Tallinn, €2,126, Q2 2026, Statistics Estonia). Assumes the typical 2-room flat (52.6 m²) at €167,163 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €33,433 down payment; rent from nearby offers; association and state fees excluded.

What is the area around Lastekodu tn 10 like: safety, air, noise and radon?

Police open data list 69 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: above average). Air: of the last 12 months' hourly readings, 58% were in the two best classes and 9% in the two worst (level: elevated). Estimated road noise at the building is 63 dB (Lden). Radon in soil gas: high (50–100 kBq/m³). These describe the area, not a specific apartment.

Does the Estiq online valuation replace a bank-certified appraisal?

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

How accurate is the Estiq automated valuation (AVM)?

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Where does this data come from?

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.

Building data reconciled against the EHR and Land Board (Maa-amet) registries. AVM methodology by Martin Koppel, Estiq real estate valuation advisor (methodology aligned with the EVS 875 standard). This is an automated model estimate, not an EVS 875 appraisal report. Updated 18.10.2026.

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Lastekodu tänav 10, Tallinn

The area at a glance

Automated Market Valuation & Building Benchmark

Apartment Prices & Room Breakdown

What is your flat in this building worth?

Apartment Instant Valuation Calculator

Estiq Building Scorecard™

Environment & safety: Lastekodu tn 10

Safety

Air quality

Noise

Radon in the ground

Price Trends & Sales Strategy

Sales Strategy

Market pulse: this building vs its surroundings

Location Map & Nearest Amenities

Neighborhood Vintage & Demographics: Kesklinna linnaosa

Resident Age Distribution

Education Level (15+)

Construction Era & Housing Stock

Energy Efficiency Distribution A–G

Building Technical Profile

Official Register Records: EHR & Cadastre

EHR · Building Register

Cadastral Unit (Land Board)

Apartment association & running costs

Apartment buildings on Lastekodu tn

Official Data Sources & Registry Verification

Building Energy Rating Guide

Key Risk Factors

Frequently Asked Questions (FAQ)

Need a Second Opinion?

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