Keskuse tänav 4, Tallinn

Keskuse tn 4 is a 5-story apartment building constructed in 1973, located in Mustamäe linnaosa, comprising 70 apartments. The EHR registry code is 101019516 and cadastral ID is 78405:501:3062. Estiq reports energy class A.

The Estiq AVM model estimate is 2 359 €/m². The valuation range spans 2 222–2 496 €/m². The calculated fair value of a typical 3-room apartment is approximately €136 534.

Based on the 2 359 €/m² benchmark, a 40 sqm apartment is indicatively valued at €94 360 and a 50 sqm apartment at €117 950. Actual value depends on interior condition, floor, parking, and storage.

2-room: €101 241–€113 707; 3-room: €121 992–€137 014; 4-room: €143 704–€161 401.

The model-based indicative asking price is approximately €2 381/m² (for the typical 3-room unit, about €143 361), allowing a 3–5% negotiation buffer.

A 3-room apartment in good condition has an estimated market rent of €610–€740 per month, generating an estimated gross yield of 5,4–6,4%.

Buying means a loan payment of about €565 a month, renting €610–€740 — the loan payment is 16% below the rent. That is 27% (loan) and 32% (rent) of the median gross wage (Tallinn, €2,126, Q2 2026, Statistics Estonia). Assumes the typical 3-room flat (60.2 m²) at €136,534 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €27,307 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 196 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: high). Air: of the last 12 months' hourly readings, 63% were in the two best classes and 13% in the two worst (level: elevated). Estimated road noise at the building is 54 dB (Lden). Radon in soil gas: low (10–30 kBq/m³). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, owners paid on average €2.01/m² per month in total including utilities; a typical flat paid €124 per month. Association fees excluding utilities were €0.61/m² per month, of which €0.17/m² to the repair fund. The repair fund held €16 558 at year end. The association had €14 730 of loans outstanding. For comparison, the median of 241 associations in Mustamäe subdistrict was €2.93/m² per month. See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.