Kärneri tänav 4, Tallinn

Kärneri tn 4 is a 3-story apartment building constructed in 2018, located in Haabersti linnaosa, comprising 12 apartments. The EHR registry code is 120784419 and cadastral ID is 78401:101:1639. Estiq reports estimated energy class B.

The Estiq AVM model estimate is 3 423 €/m². The valuation range spans 3 098–3 748 €/m². The calculated fair value of a typical 3-room apartment is approximately €247 193.

Based on the 3 423 €/m² benchmark, a 50 sqm apartment is indicatively valued at €171 150 and a 75 sqm apartment at €256 725. Actual value depends on interior condition, floor, parking, and storage.

2-room: €161 257–€195 112; 3-room: €217 726–€263 437; 4-room: €293 029–€354 548.

The model-based indicative asking price is approximately €3 857/m² (for the typical 3-room unit, about €259 553), allowing a 3–5% negotiation buffer.

A 3-room apartment in good condition has an estimated market rent of €670–€810 per month, generating an estimated gross yield of 3,1–4,1%.

Buying means a loan payment of about €1,022 a month, renting €670–€810 — the loan payment is 38% above the rent. That is 48% (loan) and 35% (rent) of the median gross wage (Tallinn, €2,126, Q2 2026, Statistics Estonia). Assumes the typical 3-room flat (67.3 m²) at €247,193 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €49,439 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 39 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: above average). Air: of the last 12 months' hourly readings, 86% were in the two best classes and 3% in the two worst (level: moderate). Estimated road noise at the building is 52 dB (Lden). Radon in soil gas: low (10–30 kBq/m³). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, owners paid on average €3.02/m² per month in total including utilities; a typical flat paid €198 per month. Association fees excluding utilities were €1.40/m² per month, of which €0.35/m² to the repair fund. The association had no loans. For comparison, the median of 301 associations in Haabersti district was €2.81/m² per month. See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.