K. A. Hermanni tänav 3, Tallinn

K. A. Hermanni tn 3 is a 6-story apartment building constructed in 1960, located in Kesklinna linnaosa, comprising 42 apartments. The EHR registry code is 101021653 and cadastral ID is 78401:112:0013. Estiq reports energy class E.

The Estiq AVM model estimate is 3 318 €/m². The valuation range spans 3 003–3 633 €/m². The calculated fair value of a typical 2-room apartment is approximately €184 682.

Based on the 3 318 €/m² benchmark, a 50 sqm apartment is indicatively valued at €165 900 and a 75 sqm apartment at €248 850. Actual value depends on interior condition, floor, parking, and storage.

2-room: €163 388–€197 691; 3-room: €219 245–€265 275; 4-room: €274 765–€332 451.

The model-based indicative asking price is approximately €3 625/m² (for the typical 2-room unit, about €193 916), allowing a 3–5% negotiation buffer.

A 2-room apartment in good condition has an estimated market rent of €560–€680 per month, generating an estimated gross yield of 3,5–4,5%.

Buying means a loan payment of about €764 a month, renting €560–€680 — the loan payment is 23% above the rent. That is 36% (loan) and 29% (rent) of the median gross wage (Tallinn, €2,126, Q2 2026, Statistics Estonia). Assumes the typical 2-room flat (53.5 m²) at €184,682 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €36,936 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 111 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: above average). Air: of the last 12 months' hourly readings, 56% were in the two best classes and 15% in the two worst (level: elevated). Estimated road noise at the building is 63 dB (Lden). Radon in soil gas: very high (> 500 kBq/m³). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, owners paid on average €2.43/m² per month in total including utilities; a typical flat paid €144 per month. Association fees excluding utilities were €0.93/m² per month, of which €0.27/m² to the repair fund. The repair fund held €43 257 at year end. The association had no loans. For comparison, the median of 59 associations in Torupilli subdistrict was €3.12/m² per month. See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.