J. Poska tänav 45, Tallinn

J. Poska tn 45 is a 5-story apartment building constructed in 1995, located in Kesklinna linnaosa, comprising 22 apartments. The EHR registry code is 101010620 and cadastral ID is 78401:115:0017. Estiq reports estimated energy class D.

The Estiq AVM model estimate is 3 728 €/m². The valuation range spans 3 374–4 082 €/m². The calculated fair value of a typical 3-room apartment is approximately €242 298.

Based on the 3 728 €/m² benchmark, a 50 sqm apartment is indicatively valued at €186 400 and a 75 sqm apartment at €279 600. Actual value depends on interior condition, floor, parking, and storage.

2-room: €181 513–€219 620; 3-room: €225 434–€272 763; 4-room: €277 994–€336 358.

The model-based indicative asking price is approximately €3 758/m² (for the typical 3-room unit, about €254 413), allowing a 3–5% negotiation buffer.

A 3-room apartment in good condition has an estimated market rent of €990–€1 210 per month, generating an estimated gross yield of 4,9–5,9%.

Buying means a loan payment of about €1,002 a month, renting €990–€1,210 — the loan payment is 9% below the rent. That is 47% (loan) and 52% (rent) of the median gross wage (Tallinn, €2,126, Q2 2026, Statistics Estonia). Assumes the typical 3-room flat (67.7 m²) at €242,298 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €48,460 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 100 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: above average). Air: of the last 12 months' hourly readings, 63% were in the two best classes and 9% in the two worst (level: elevated). Estimated road noise at the building is 55 dB (Lden). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, a typical flat paid €228 per month in total, including utilities. Association fees excluding utilities were €1.80/m² per month, of which €1.16/m² to the repair fund. The repair fund held €5 897 at year end. The association had no loans. See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.