J. Poska tänav 4, Tallinn

J. Poska tn 4 is a 5-story apartment building constructed in 1903, located in Kesklinna linnaosa, comprising 36 apartments. The EHR registry code is 101035991 and cadastral ID is 78401:113:0220. Estiq reports energy class D.

The Estiq AVM model estimate is 3 668 €/m². The valuation range spans 3 320–4 016 €/m². The calculated fair value of a typical 3-room apartment is approximately €256 928.

Based on the 3 668 €/m² benchmark, a 50 sqm apartment is indicatively valued at €183 400 and a 75 sqm apartment at €275 100. Actual value depends on interior condition, floor, parking, and storage.

1-room: €125 247–€151 542; 2-room: €188 835–€228 481; 3-room: €251 373–€304 147; 4-room: €313 498–€379 315.

The model-based indicative asking price is approximately €3 646/m² (for the typical 3-room unit, about €269 774), allowing a 3–5% negotiation buffer.

A 3-room apartment in good condition has an estimated market rent of €1 210–€1 480 per month, generating an estimated gross yield of 5,8–6,8%.

Buying means a loan payment of about €1,062 a month, renting €1,210–€1,480 — the loan payment is 21% below the rent. That is 50% (loan) and 63% (rent) of the median gross wage (Tallinn, €2,126, Q2 2026, Statistics Estonia). Assumes the typical 3-room flat (74.0 m²) at €256,928 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €51,386 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 422 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: high). Air: of the last 12 months' hourly readings, 60% were in the two best classes and 11% in the two worst (level: elevated). Estimated road noise at the building is 60 dB (Lden). Radon in soil gas: normal (30–50 kBq/m³). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, owners paid on average €4.77/m² per month in total including utilities; a typical flat paid €223 per month. Association fees excluding utilities were €2.62/m² per month, of which €1.67/m² to the repair fund. The repair fund held €20 653 at year end. The association had no loans. For comparison, the median of 76 associations in Raua subdistrict was €3.26/m² per month. See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.