Harku vald, Türisalu küla, Joakaare tee 10 korteriühistu
Association of 24 flats. Loan is being paid down.
Türisalu küla, Joakaare tee 10 korteriühistu is a 24-flat apartment association in Türisalu küla, Harku. Per its 2025 annual report, association fees excluding utilities were €0.81/m² a month.
The association has a loan of €123 747 (≈ €5 156 per flat). Member fees rose 52% in 2022–2025 (€5 872 → €8 928 a year).
Source: the association's annual reports (e-Business Register), floor area from the Building Register.
Building: Joakaare tee 10, Harku. Data: the association's annual reports 2022–2025 (e-Business Register), the latest for 2025.
All figures: the association's 2025 annual report; €/m² = per m² of flats (916 m², Building Register); "a month" = yearly amount ÷ 12.
The association's own charges without utilities: upkeep, management, repair fund, loan.
The association's joint loan (usually for renovation). Repayments are part of the monthly fees.
✓ Strengths
- Loan is being paid down€150 390 → €123 747 (2022–2025)
Location and neighbouring associations
Associations on the same street and within 500 m, each by its latest report. The large dot on the map is this association. All associations and rankings in the area →
On the same street: Joakaare tee
| Association | Distance | Flats | Total owner costs €/m²/mo | Association fees €/m²/mo | Repair fund balance €/m² | Loan balance | Year |
|---|---|---|---|---|---|---|---|
| Joakaare tee 10 (this one) | – | 24 | – | €0.81 | – | €123 747 | 2025 |
| Joakaare tee 1 | 60 m | 13 | €5.26 | – | €16 | €212 295 | 2025 |
What owners pay for
Fees by type in 2025, as written in the report. "Average flat" = amount ÷ 24 flats ÷ 12; a bigger flat pays more.
| Fee | What it covers | Per year | €/m²/month | Average flat / month | Year before |
|---|---|---|---|---|---|
| Liikmemaksud | €8 928 | €0.81 | €31 | €8 928 |
Fee names as written in the report.
Compared with Harku vald
Green band = the middle half of the area's associations (2025), tick = median, dot = this association.
Association fees per year
All flats together, excluding utilities.
Repair fund and works
The repair fund is the association's savings for the roof, pipes, façade and so on. When it grows, more is saved than spent; when it shrinks, the money has gone into repairs.
Loans
An association loan is shared by all owners: when a flat is sold, its share stays with the building, not the seller. That is why a buyer should know the balance and the end date.
€123 747 outstanding at the end of 2025 ≈ €5 156 per flat
Loan balance at year end
Lower bars = the loan is being repaid.
All figures by year
The last column is the change from the first year to the latest: green = good news for owners, orange = a cost or risk is growing.
| 2025 | 2024 | 2023 | 2022* | Change | |
|---|---|---|---|---|---|
| Association fees per year | €8 928 | €8 928 | €6 467 | €5 872 | +52% |
| Loan balance | €123 747 | €151 701 | €143 149 | €150 390 | −18% |
| Cash | €3 755 | €5 722 | €517 | €1 327 | +183% |
| Reserve capital | €3 500 | €3 500 | €3 500 | €3 500 | ≈ |
| Association expenses (income statement) | €7 210 | €4 623 | €7 654 | €6 021 | +20% |
| Result for the year | €1 718 | €4 305 | −€657 | −€149 | – |
* from the comparative column of the following year's report.
Cash at year end
Money in the bank (incl. the repair fund).
Board's management report
Short summary of the 2025 report.
Uueks küttesüsteemiks valiti maaküte. Finantseerimiseks kasutati pangalaenu ning Harku Vallavalitsuse poolset toetust. 2025 aastavõttis korteriühistu laenu summas 11000 eurot, et asfalteerida maja ümbruse teed.
members: 24 private.
See also
Frequently asked questions
What are the running costs of the Joakaare tee 10 apartment association?
Per the association's 2025 annual report: the association's own fees excluding utilities €0.81/m² per month.
Does the Joakaare tee 10 apartment association have a loan?
Yes. The loan balance at the end of 2025 was €123 747 (≈ €5 156 per flat). The loan stays with the building when a flat is sold; repayments are part of the monthly fees.
Have the fees of the Joakaare tee 10 apartment association gone up?
Member fees totalled €5 872 in 2022 and €8 928 in 2025 — a change of +52%. Latest year: ≈ vs 2024.
How big is the Joakaare tee 10 apartment association and who manages it?
24 flats. Registry code 80057853; reports 2022–2025 (e-Business Register).
Terms in plain words
- Total owner costs (€/m² a month, incl. utilities)
- Everything owners paid the association (the report's flat table), heating, water and electricity included, divided by the flats' floor area and 12 months. Closest to what an owner actually pays each month.
- Association fees (€/m² a month, excl. utilities)
- The association's own charges — upkeep, management, repair fund, loan, insurance — without utilities, per m² of flats a month.
- Typical flat per month (€ a month)
- The median flat's yearly charge in the report's flat table, divided by 12. Half of the flats pay more, half less.
- Repair fund balance (€ at year end)
- Money saved for future repairs and not yet spent, at the end of the financial year.
- Repair fund balance (€ per m² of flats)
- The repair fund balance divided by the flats' floor area, so buildings of any size compare. Not a monthly charge.
- Repair-fund charge (€/m² a month)
- The part of the fees that goes into the repair fund.
- Loan balance (€ at year end)
- The unpaid part of the association's loan at year end. It stays with the building when a flat is sold; repayments are part of the monthly fees.
- Association fees per year (€, all flats together)
- The same charges as a yearly total for all flats (the report's "member fees").
- Association expenses (income statement) (€ a year)
- The association's own expenses for the year per its accounts (upkeep, management, repairs, interest). Not the same as the owners' "total owner costs".
- Reserve capital (€)
- The association's buffer for unexpected costs. By law at least 1/12 of its budgeted annual costs.
- Cash (€ at year end)
- Money in the bank at year end, the repair fund included.
- Result for the year (€)
- Income minus expenses. An association is not for profit: a small plus or minus is normal; several large losses in a row mean costs are paid from reserves.
We read the association's reports, meeting decisions and the price, and tell you what to watch.
Source: apartment association annual reports (e-Business Register); floor area: Building Register. Figures are machine-read from the reports and may contain reading errors — check the original report in the e-Business Register before deciding. How the figures are made (methodology) · Checklist before buying. Flats' floor area 916 m².