Tartu linn, Märja alevik, Keskuse tn 13 korteriühistu
Association of 75 flats. New loan taken in 2024; small reserve capital.
Märja alevik, Keskuse tn 13 korteriühistu is a 75-flat apartment association in Märja alevik, Tartu linn. Per its 2025 annual report, a typical flat paid the association €130 a month; association fees excluding utilities were €2.21/m² a month.
The association has a loan of €14 523 (≈ €194 per flat). Member fees rose 24% in 2022–2025 (€89 698 → €111 652 a year).
There are 16 associations with reports on the same street and within 500 m; their median is €2.52/m² a month in costs and €5/m² of repair fund. Source: the association's annual reports (e-Business Register), floor area from the Building Register.
Building: Keskuse tn 13, Tartu linn. Data: the association's annual reports 2022–2025 (e-Business Register), the latest for 2025.
All figures: the association's 2025 annual report; €/m² = per m² of flats (4 208 m², Building Register); "a month" = yearly amount ÷ 12.
What an owner pays the association each month in total, usually including heating, water and electricity.
The association's own charges without utilities: upkeep, management, repair fund, loan.
The association's joint loan (usually for renovation). Repayments are part of the monthly fees.
! Worth watching
- New loan taken in 2024outstanding €14 523 — usually for renovation; repayments are part of the fees
- Small reserve capital€3 005 — less than one month of costs (€8 216)
Location and neighbouring associations
Associations on the same street and within 500 m, each by its latest report. The large dot on the map is this association. All associations and rankings in the area →
Compared with 16 neighbouring associations (median): total costs €2.52 · fees €0.81 (here €2.21) · repair fund €5/m²
On the same street: Keskuse tn
| Association | Distance | Flats | Total owner costs €/m²/mo | Association fees €/m²/mo | Repair fund balance €/m² | Loan balance | Year |
|---|---|---|---|---|---|---|---|
| Keskuse tn 13 (this one) | – | 75 | – | €2.21 | – | €14 523 | 2025 |
| Keskuse tn 11 | 50 m | 75 | – | €2.38 | – | €216 857 | 2025 |
| Keskuse tn 12 | 150 m | 30 | €3.22 | €0.72 | – | €53 358 | 2025 |
| Keskuse tn 14 | 120 m | 18 | €2.31 | €0.81 | €2 | no | 2025 |
| Keskuse tn 15 | 50 m | 30 | €1.79 | €0.49 | – | €16 518 | 2025 |
| Keskuse tn 16 | 80 m | 26 | – | €0.95 | €5 | €3 430 | 2025 |
| Keskuse tn 17a | 80 m | 10 | – | – | – | no | 2025 |
| Neighbours' median | €2.31 | €0.81 | – |
Nearby (within 500 m)
| Association | Distance | Flats | Total owner costs €/m²/mo | Association fees €/m²/mo | Repair fund balance €/m² | Loan balance | Year |
|---|---|---|---|---|---|---|---|
| Keskuse tn 13 (this one) | – | 75 | – | €2.21 | – | €14 523 | 2025 |
| Looga tn 12 | 200 m | 17 | €0.98 | €0.26 | €1 | no | 2025 |
| Looga tn 10 | 210 m | 17 | €3.10 | €0.91 | €7 | no | 2025 |
| Aretuse tn 5 | 220 m | 6 | €1.26 | €0.66 | €5 | no | 2025 |
| Looga tn 11 | 220 m | 17 | €3.03 | €0.91 | €7 | no | 2025 |
| Looga tn 13 | 240 m | 6 | €0.75 | €0.18 | €1 | no | 2025 |
| Looga tn 9 | 250 m | 17 | €2.89 | €0.91 | €7 | no | 2025 |
| Aisa põik 8 | 250 m | 15 | €2.65 | €1.19 | €6 | no | 2025 |
| Aisa põik 6 | 280 m | 15 | €2.52 | €1.15 | €5 | no | 2025 |
| Välgu tn 4 | 290 m | 11 | €0.96 | €0.76 | €3 | no | 2025 |
| Aisa põik 4 | 320 m | 8 | €2.57 | €0.46 | €11 | €27 768 | 2025 |
| Neighbours' median | €2.55 | €0.84 | €6 |
What owners pay for
Fees by type in 2025, as written in the report. "Average flat" = amount ÷ 75 flats ÷ 12; a bigger flat pays more.
| Fee | What it covers | Per year | €/m²/month | Average flat / month | Year before |
|---|---|---|---|---|---|
| Liikmemaksud | €65 495 | €1.30 | €73 | €70 718 | |
| Remonditasudsaved in the repair fund for future works | saved in the repair fund for future works | €40 397 | €0.80 | €45 | €40 397 |
| Administreerimise tasud | €5 760 | €0.11 | €6 | €5 760 | |
| Total | €111 652 | €2.21 | €124 |
Fee names as written in the report.
Compared with Tartu linn
Green band = the middle half of the area's associations (2025), tick = median, dot = this association.
Association fees per year
All flats together, excluding utilities.
Repair fund and works
The repair fund is the association's savings for the roof, pipes, façade and so on. When it grows, more is saved than spent; when it shrinks, the money has gone into repairs.
Loans
An association loan is shared by all owners: when a flat is sold, its share stays with the building, not the seller. That is why a buyer should know the balance and the end date.
€14 523 outstanding at the end of 2025 ≈ €194 per flat
Loan balance at year end
Lower bars = the loan is being repaid.
All figures by year
The last column is the change from the first year to the latest: green = good news for owners, orange = a cost or risk is growing.
| 2025 | 2024 | 2023 | 2022* | Change | |
|---|---|---|---|---|---|
| Association fees per year | €111 652 | €116 875 | €108 679 | €89 698 | +24% |
| of which repair fund | €40 397 | €40 397 | – | – | ≈ |
| Loan balance | €14 523 | €35 481 | €0 | – | – |
| Cash | €20 673 | €5 912 | €74 202 | €39 261 | −47% |
| Reserve capital | €3 005 | €3 005 | €3 005 | €3 005 | ≈ |
| Association expenses (income statement) | €98 586 | €185 290 | €74 192 | €67 691 | +46% |
| Result for the year | €11 950 | −€67 374 | €34 487 | €22 007 | – |
* from the comparative column of the following year's report.
Cash at year end
Money in the bank (incl. the repair fund).
Board's management report
Short summary of the 2025 report.
Ühistut juhib 5-liikmeline juhatus. kavas on külmavee - ja kanalisatsiooni torustiku vahetus. Raha puuduse tõttu lükkus külmavee ja kanalisatsiooni torustiku vahtus aastasse 2017 2017 aastal vahetati külmavee ja kanalisatsiooni torustik. Töid teostas I.P.S I 2018 aastal vahetati püstakute välisuksed. Töö tegi Do...
Plans: kavas on külmavee - ja kanalisatsiooni torustiku vahetus. Raha puuduse tõttu lükkus külmavee ja kanalisatsiooni torustiku vahtus aastasse 2017 2017 aastal vahetati külmavee ja kanalisatsiooni torustik. Töid teostas I.P.S I 2018 aastal vahetati püstakute välisuksed. Töö tegi Do...
board: 5 members · members: 75 private.
See also
Frequently asked questions
What are the running costs of the Keskuse tn 13 apartment association?
Per the association's 2025 annual report: a typical flat paid €130 a month; the association's own fees excluding utilities €2.21/m² per month.
Does the Keskuse tn 13 apartment association have a loan?
Yes. The loan balance at the end of 2025 was €14 523 (≈ €194 per flat). The loan stays with the building when a flat is sold; repayments are part of the monthly fees.
Have the fees of the Keskuse tn 13 apartment association gone up?
Member fees totalled €89 698 in 2022 and €111 652 in 2025 — a change of +24%. Latest year: −4.5% vs 2024.
How does the Keskuse tn 13 apartment association compare with neighbouring buildings?
There are 16 associations with reports on the same street and within 500 m. Their median: total costs €2.52/m² per month; repair fund €5.00/m².
How big is the Keskuse tn 13 apartment association and who manages it?
75 flats, board of 5. Registry code 80006608; reports 2022–2025 (e-Business Register).
Terms in plain words
- Total owner costs (€/m² a month, incl. utilities)
- Everything owners paid the association (the report's flat table), heating, water and electricity included, divided by the flats' floor area and 12 months. Closest to what an owner actually pays each month.
- Association fees (€/m² a month, excl. utilities)
- The association's own charges — upkeep, management, repair fund, loan, insurance — without utilities, per m² of flats a month.
- Typical flat per month (€ a month)
- The median flat's yearly charge in the report's flat table, divided by 12. Half of the flats pay more, half less.
- Repair fund balance (€ at year end)
- Money saved for future repairs and not yet spent, at the end of the financial year.
- Repair fund balance (€ per m² of flats)
- The repair fund balance divided by the flats' floor area, so buildings of any size compare. Not a monthly charge.
- Repair-fund charge (€/m² a month)
- The part of the fees that goes into the repair fund.
- Loan balance (€ at year end)
- The unpaid part of the association's loan at year end. It stays with the building when a flat is sold; repayments are part of the monthly fees.
- Association fees per year (€, all flats together)
- The same charges as a yearly total for all flats (the report's "member fees").
- Association expenses (income statement) (€ a year)
- The association's own expenses for the year per its accounts (upkeep, management, repairs, interest). Not the same as the owners' "total owner costs".
- Reserve capital (€)
- The association's buffer for unexpected costs. By law at least 1/12 of its budgeted annual costs.
- Cash (€ at year end)
- Money in the bank at year end, the repair fund included.
- Result for the year (€)
- Income minus expenses. An association is not for profit: a small plus or minus is normal; several large losses in a row mean costs are paid from reserves.
We read the association's reports, meeting decisions and the price, and tell you what to watch.
Source: apartment association annual reports (e-Business Register); floor area: Building Register. Figures are machine-read from the reports and may contain reading errors — check the original report in the e-Business Register before deciding. How the figures are made (methodology) · Checklist before buying. Flats' floor area 4 208 m².