Wismari tänav 43, Tallinn

Wismari tn 43 is a 3-story apartment building constructed in 2020, located in Kesklinna linnaosa, comprising 7 apartments. The EHR registry code is 101035121 and cadastral ID is 78401:108:0450. Estiq reports energy class C.

The Estiq AVM model estimate is 3 728 €/m². The valuation range spans 3 374–4 082 €/m². The calculated fair value of a typical 4-room apartment is approximately €275 280.

Based on the 3 728 €/m² benchmark, a 40 sqm apartment is indicatively valued at €149 120 and a 50 sqm apartment at €186 400. Actual value depends on interior condition, floor, parking, and storage.

2-room: €167 005–€202 067; 3-room: €254 585–€308 034; 4-room: €263 248–€318 515.

The model-based indicative asking price is approximately €3 640/m² (for the typical 4-room unit, about €289 044), allowing a 3–5% negotiation buffer.

A 4-room apartment in good condition has an estimated market rent of €1 160–€1 410 per month, generating an estimated gross yield of 5,1–6,1%.

Buying means a loan payment of about €1,138 a month, renting €1,160–€1,410 — the loan payment is 11% below the rent. That is 54% (loan) and 60% (rent) of the median gross wage (Tallinn, €2,126, Q2 2026, Statistics Estonia). Assumes the typical 4-room flat (79.4 m²) at €275,280 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €55,056 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 311 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: high). Air: of the last 12 months' hourly readings, 37% were in the two best classes and 23% in the two worst (level: high). Estimated road noise at the building is 55 dB (Lden). These describe the area, not a specific apartment.

According to the apartment association's 2024 annual report, owners paid on average €2.91/m² per month in total including utilities; a typical flat paid €211 per month. Association fees excluding utilities were €1.63/m² per month, of which €0.75/m² to the repair fund. The repair fund held €3 054 at year end. The association had no loans. For comparison, the median of 73 associations in Kassisaba subdistrict was €3.00/m² per month. See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.