Lubja tänav 7b, Tallinn

Lubja tn 7b is a 1-story apartment building constructed in 1940, located in Kesklinna linnaosa, comprising 1 apartments. The EHR registry code is 101027817 and cadastral ID is 78401:112:1840. Estiq reports estimated energy class E.

The Estiq AVM model estimate is 3 076 €/m². The valuation range spans 2 784–3 368 €/m². The calculated fair value of a typical 3-room apartment is approximately €194 341.

Based on the 3 076 €/m² benchmark, a 40 sqm apartment is indicatively valued at €123 040 and a 50 sqm apartment at €153 800. Actual value depends on interior condition, floor, parking, and storage.

3-room: €175 878–€212 803.

The model-based indicative asking price is approximately €3 106/m² (for the typical 3-room unit, about €204 058), allowing a 3–5% negotiation buffer.

A 3-room apartment in good condition has an estimated market rent of €1 010–€1 230 per month, generating an estimated gross yield of 6,4–7,4%.

Buying means a loan payment of about €804 a month, renting €1,010–€1,230 — the loan payment is 28% below the rent. That is 38% (loan) and 53% (rent) of the median gross wage (Tallinn, €2,126, Q2 2026, Statistics Estonia). Assumes the typical 3-room flat (65.7 m²) at €194,341 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €38,868 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 111 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: above average). Air: of the last 12 months' hourly readings, 56% were in the two best classes and 14% in the two worst (level: elevated). Estimated road noise at the building is 62 dB (Lden). Radon in soil gas: very high (> 500 kBq/m³). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, a typical flat paid €114 per month in total, including utilities. The repair fund held €144 at year end. The association had no loans. From 2021 to 2025 association fees changed by +55% in total; the repair fund went from €59 (2021) to €144 (2025). See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.