Kotermaa tänav 11, Tallinn

Kotermaa tn 11 is a 4-story apartment building constructed in 2023, located in Haabersti linnaosa, comprising 65 apartments. The EHR registry code is 120861119 and cadastral ID is 78401:101:0817. Estiq reports energy class B.

The Estiq AVM model estimate is 3 472 €/m². The valuation range spans 3 142–3 802 €/m². The calculated fair value of a typical 3-room apartment is approximately €220 900.

Based on the 3 472 €/m² benchmark, a 40 sqm apartment is indicatively valued at €138 880 and a 50 sqm apartment at €173 600. Actual value depends on interior condition, floor, parking, and storage.

1-room: €131 983–€159 692; 2-room: €156 987–€189 945; 3-room: €194 345–€235 147; 4-room: €230 986–€279 480.

The model-based indicative asking price is approximately €3 401/m² (for the typical 3-room unit, about €231 945), allowing a 3–5% negotiation buffer.

A 3-room apartment in good condition has an estimated market rent of €1 040–€1 270 per month, generating an estimated gross yield of 5,8–6,8%.

Buying means a loan payment of about €913 a month, renting €1,040–€1,270 — the loan payment is 21% below the rent. That is 43% (loan) and 54% (rent) of the median gross wage (Tallinn, €2,126, Q2 2026, Statistics Estonia). Assumes the typical 3-room flat (68.2 m²) at €220,900 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €44,180 down payment; rent from nearby offers; association and state fees excluded.

Air: of the last 12 months' hourly readings, 65% were in the two best classes and 22% in the two worst (level: high). Estimated road noise at the building is 50 dB (Lden). Radon in soil gas: very high (250–500 kBq/m³). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, owners paid on average €2.33/m² per month in total including utilities; a typical flat paid €136 per month. Association fees excluding utilities were €0.98/m² per month, of which €0.30/m² to the repair fund. The repair fund held €4 512 at year end. The association had no loans. For comparison, the median of 34 associations in Astangu subdistrict was €2.77/m² per month. See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.