Ketraja tänav 4, Tallinn

Ketraja tn 4 is a 3-story apartment building constructed in 1961, located in Põhja-Tallinna linnaosa, comprising 18 apartments. The EHR registry code is 101015093 and cadastral ID is 78408:805:2170. Estiq reports estimated energy class E.

The Estiq AVM model estimate is 2 654 €/m². The valuation range spans 2 402–2 906 €/m². The calculated fair value of a typical 2-room apartment is approximately €159 135.

Based on the 2 654 €/m² benchmark, a 40 sqm apartment is indicatively valued at €106 160 and a 50 sqm apartment at €132 700. Actual value depends on interior condition, floor, parking, and storage.

1-room: €112 826–€136 514; 2-room: €140 023–€169 420; 3-room: €147 306–€178 232.

The model-based indicative asking price is approximately €2 726/m² (for the typical 2-room unit, about €167 092), allowing a 3–5% negotiation buffer.

A 2-room apartment in good condition has an estimated market rent of €660–€800 per month, generating an estimated gross yield of 5,0–6,0%.

Buying means a loan payment of about €658 a month, renting €660–€800 — the loan payment is 10% below the rent. That is 31% (loan) and 34% (rent) of the median gross wage (Tallinn, €2,126, Q2 2026, Statistics Estonia). Assumes the typical 2-room flat (61.3 m²) at €159,135 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €31,827 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 113 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: high). Air: of the last 12 months' hourly readings, 79% were in the two best classes and 4% in the two worst (level: moderate). Estimated road noise at the building is 53 dB (Lden). Radon in soil gas: high (50–100 kBq/m³). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, owners paid on average €2.76/m² per month in total including utilities; a typical flat paid €155 per month. Association fees excluding utilities were €1.34/m² per month. The repair fund held €9 288 at year end. The association had no loans. For comparison, the median of 124 associations in Pelguranna subdistrict was €3.03/m² per month. From 2021 to 2025 association fees changed by +76% in total; the repair fund went from €9 142 (2021) to €9 288 (2025). See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.