Karu tänav 9, Tallinn

Karu tn 9 is a 5-story apartment building constructed in 1981, located in Kesklinna linnaosa, comprising 25 apartments. The EHR registry code is 101012543 and cadastral ID is 78401:114:2110. Estiq reports energy class G.

The Estiq AVM model estimate is 3 541 €/m². The valuation range spans 3 205–3 877 €/m². The calculated fair value of a typical 2-room apartment is approximately €180 387.

Based on the 3 541 €/m² benchmark, a 40 sqm apartment is indicatively valued at €141 640 and a 50 sqm apartment at €177 050. Actual value depends on interior condition, floor, parking, and storage.

1-room: €121 926–€147 523; 2-room: €162 290–€196 362; 3-room: €187 318–€226 644.

The model-based indicative asking price is approximately €3 714/m² (for the typical 2-room unit, about €189 406), allowing a 3–5% negotiation buffer.

A 2-room apartment in good condition has an estimated market rent of €790–€970 per month, generating an estimated gross yield of 5,4–6,4%.

Buying means a loan payment of about €746 a month, renting €790–€970 — the loan payment is 15% below the rent. That is 35% (loan) and 41% (rent) of the median gross wage (Tallinn, €2,126, Q2 2026, Statistics Estonia). Assumes the typical 2-room flat (51.0 m²) at €180,387 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €36,077 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 562 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: high). Air: of the last 12 months' hourly readings, 32% were in the two best classes and 19% in the two worst (level: elevated). Estimated road noise at the building is 60 dB (Lden). Radon in soil gas: low (10–30 kBq/m³). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, owners paid on average €4.10/m² per month in total including utilities; a typical flat paid €194 per month. Association fees excluding utilities were €1.96/m² per month, of which €0.94/m² to the repair fund. The repair fund held €4 at year end. The association had no loans. For comparison, the median of 27 associations in Sadama subdistrict was €3.33/m² per month. See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.