Joa tänav 9, Tallinn

Joa tn 9 is a 4-story apartment building constructed in 2018, located in Kesklinna linnaosa, comprising 30 apartments. The EHR registry code is 120796856 and cadastral ID is 78401:101:2089. Estiq reports energy class B.

The Estiq AVM model estimate is 3 728 €/m². The valuation range spans 3 374–4 082 €/m². The calculated fair value of a typical 3-room apartment is approximately €232 277.

Based on the 3 728 €/m² benchmark, a 50 sqm apartment is indicatively valued at €186 400 and a 75 sqm apartment at €279 600. Actual value depends on interior condition, floor, parking, and storage.

2-room: €167 680–€202 883; 3-room: €219 280–€265 317; 4-room: €316 274–€382 674.

The model-based indicative asking price is approximately €3 758/m² (for the typical 3-room unit, about €243 891), allowing a 3–5% negotiation buffer.

A 3-room apartment in good condition has an estimated market rent of €1 230–€1 500 per month, generating an estimated gross yield of 6,5–7,5%.

Buying means a loan payment of about €960 a month, renting €1,230–€1,500 — the loan payment is 30% below the rent. That is 45% (loan) and 64% (rent) of the median gross wage (Tallinn, €2,126, Q2 2026, Statistics Estonia). Assumes the typical 3-room flat (64.9 m²) at €232,277 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €46,455 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 9 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: few incidents). Air: of the last 12 months' hourly readings, 73% were in the two best classes and 5% in the two worst (level: moderate). Estimated road noise at the building is 57 dB (Lden). These describe the area, not a specific apartment.

According to the apartment association's 2024 annual report, owners paid on average €2.71/m² per month in total including utilities; a typical flat paid €172 per month. Association fees excluding utilities were €1.19/m² per month, of which €0.25/m² to the repair fund. The association had no loans. For comparison, the median of 83 associations in Kadrioru subdistrict was €3.02/m² per month. See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.