J. Poska tänav 21, Tallinn

J. Poska tn 21 is a 4-story apartment building constructed in 1999, located in Kesklinna linnaosa, comprising 15 apartments. The EHR registry code is 101024963 and cadastral ID is 78401:115:1300. Estiq reports estimated energy class D.

The Estiq AVM model estimate is 4 145 €/m². The valuation range spans 3 751–4 539 €/m². The calculated fair value of a typical 3-room apartment is approximately €456 456.

Based on the 4 145 €/m² benchmark, a 50 sqm apartment is indicatively valued at €207 250 and a 75 sqm apartment at €310 875. Actual value depends on interior condition, floor, parking, and storage.

2-room: €262 548–€317 668; 3-room: €387 455–€468 799; 4-room: €430 064–€520 354.

The model-based indicative asking price is approximately €4 190/m² (for the typical 3-room unit, about €479 279), allowing a 3–5% negotiation buffer.

A 3-room apartment in good condition has an estimated market rent of €1 430–€1 740 per month, generating an estimated gross yield of 3,7–4,7%.

Buying means a loan payment of about €1,887 a month, renting €1,430–€1,740 — the loan payment is 19% above the rent. That is 89% (loan) and 75% (rent) of the median gross wage (Tallinn, €2,126, Q2 2026, Statistics Estonia). Assumes the typical 3-room flat (114.4 m²) at €456,456 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €91,291 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 100 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: above average). Air: of the last 12 months' hourly readings, 63% were in the two best classes and 11% in the two worst (level: elevated). Estimated road noise at the building is 60 dB (Lden). Radon in soil gas: high (50–100 kBq/m³). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, a typical flat paid €351 per month in total, including utilities. The repair fund held €9 282 at year end. The association had no loans. See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.