Hõbeda tänav 7, Tallinn

Hõbeda tn 7 is a 5-story apartment building constructed in 1971, located in Kesklinna linnaosa, comprising 53 apartments. The EHR registry code is 101019866 and cadastral ID is 78401:113:1960. Estiq reports energy class C.

The Estiq AVM model estimate is 3 368 €/m². The valuation range spans 3 048–3 688 €/m². The calculated fair value of a typical 3-room apartment is approximately €191 535.

Based on the 3 368 €/m² benchmark, a 50 sqm apartment is indicatively valued at €168 400 and a 75 sqm apartment at €252 600. Actual value depends on interior condition, floor, parking, and storage.

2-room: €147 220–€178 128; 3-room: €191 440–€231 632; 4-room: €288 779–€349 407.

The model-based indicative asking price is approximately €3 560/m² (for the typical 3-room unit, about €201 112), allowing a 3–5% negotiation buffer.

A 3-room apartment in good condition has an estimated market rent of €590–€720 per month, generating an estimated gross yield of 3,6–4,6%.

Buying means a loan payment of about €792 a month, renting €590–€720 — the loan payment is 21% above the rent. That is 37% (loan) and 31% (rent) of the median gross wage (Tallinn, €2,126, Q2 2026, Statistics Estonia). Assumes the typical 3-room flat (56.5 m²) at €191,535 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €38,307 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 153 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: high). Air: of the last 12 months' hourly readings, 53% were in the two best classes and 15% in the two worst (level: elevated). Estimated road noise at the building is 63 dB (Lden). Radon in soil gas: normal (30–50 kBq/m³). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, a typical flat paid the association €235 per month, plus utilities. Association fees excluding utilities were €7.86/m² per month. The repair fund held €0 at year end. The association had €309 414 of loans outstanding. See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.