Harju tänav 5, Tallinn

Harju tn 5 is a 4-story apartment building constructed in 1893, located in Kesklinna linnaosa, comprising 13 apartments. The EHR registry code is 101015377 and cadastral ID is 78401:101:1400. Estiq reports estimated energy class E.

The Estiq AVM model estimate is 4 720 €/m². The valuation range spans 4 272–5 168 €/m². The calculated fair value of a typical 2-room apartment is approximately €245 648.

Based on the 4 720 €/m² benchmark, a 40 sqm apartment is indicatively valued at €188 800 and a 50 sqm apartment at €236 000. Actual value depends on interior condition, floor, parking, and storage.

1-room: €160 829–€194 594; 2-room: €216 754–€262 260; 3-room: €279 679–€338 396.

The model-based indicative asking price is approximately €4 960/m² (for the typical 2-room unit, about €257 930), allowing a 3–5% negotiation buffer.

A 2-room apartment in good condition has an estimated market rent of €720–€880 per month, generating an estimated gross yield of 3,4–4,4%.

Buying means a loan payment of about €1,016 a month, renting €720–€880 — the loan payment is 27% above the rent. That is 48% (loan) and 38% (rent) of the median gross wage (Tallinn, €2,126, Q2 2026, Statistics Estonia). Assumes the typical 2-room flat (52.0 m²) at €245,648 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €49,130 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 605 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: high). Air: of the last 12 months' hourly readings, 34% were in the two best classes and 20% in the two worst (level: high). Estimated road noise at the building is 63 dB (Lden). Radon in soil gas: high (100–150 kBq/m³). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, owners paid on average €4.32/m² per month in total including utilities; a typical flat paid €189 per month. Association fees excluding utilities were €1.94/m² per month. The repair fund held €16 709 at year end. The association had no loans. For comparison, the median of 36 associations in Vanalinna subdistrict was €3.73/m² per month. See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.