Hargi tänav 4, Tallinn

Hargi tn 4 is a 3-story apartment building constructed in 2009, located in Haabersti linnaosa, comprising 29 apartments. The EHR registry code is 120283925 and cadastral ID is 78406:606:8580. Estiq reports energy class C.

The Estiq AVM model estimate is 2 698 €/m². The valuation range spans 2 442–2 954 €/m². The calculated fair value of a typical 3-room apartment is approximately €184 000.

Based on the 2 698 €/m² benchmark, a 40 sqm apartment is indicatively valued at €107 920 and a 50 sqm apartment at €134 900. Actual value depends on interior condition, floor, parking, and storage.

2-room: €130 386–€157 760; 3-room: €160 809–€194 570.

The model-based indicative asking price is approximately €2 650/m² (for the typical 3-room unit, about €193 200), allowing a 3–5% negotiation buffer.

A 3-room apartment in good condition has an estimated market rent of €880–€1 080 per month, generating an estimated gross yield of 5,9–6,9%.

Buying means a loan payment of about €761 a month, renting €880–€1,080 — the loan payment is 22% below the rent. That is 36% (loan) and 46% (rent) of the median gross wage (Tallinn, €2,126, Q2 2026, Statistics Estonia). Assumes the typical 3-room flat (72.9 m²) at €184,000 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €36,800 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 2 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: few incidents). Air: of the last 12 months' hourly readings, 85% were in the two best classes and 6% in the two worst (level: moderate). Estimated road noise at the building is 52 dB (Lden). Radon in soil gas: low (10–30 kBq/m³). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, owners paid on average €3.36/m² per month in total including utilities; a typical flat paid €207 per month. Association fees excluding utilities were €1.07/m² per month, of which €0.33/m² to the repair fund. The repair fund held €17 996 at year end. The association had €3 779 of loans outstanding. For comparison, the median of 31 associations in Pikaliiva subdistrict was €3.01/m² per month. See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.