A. Kapi tänav 3, Tallinn

A. Kapi tn 3 is a 3-story apartment building constructed in 1935, located in Kesklinna linnaosa, comprising 12 apartments. The EHR registry code is 101042594 and cadastral ID is 78401:108:0690. Estiq reports estimated energy class E.

The Estiq AVM model estimate is 2 972 €/m². The valuation range spans 2 690–3 254 €/m². The calculated fair value of a typical 3-room apartment is approximately €158 705.

Based on the 2 972 €/m² benchmark, a 40 sqm apartment is indicatively valued at €118 880 and a 50 sqm apartment at €148 600. Actual value depends on interior condition, floor, parking, and storage.

3-room: €143 628–€173 782.

The model-based indicative asking price is approximately €3 121/m² (for the typical 3-room unit, about €166 640), allowing a 3–5% negotiation buffer.

A 3-room apartment in good condition has an estimated market rent of €870–€1 060 per month, generating an estimated gross yield of 6,8–7,8%.

Buying means a loan payment of about €656 a month, renting €870–€1,060 — the loan payment is 32% below the rent. That is 31% (loan) and 45% (rent) of the median gross wage (Tallinn, €2,126, Q2 2026, Statistics Estonia). Assumes the typical 3-room flat (53.4 m²) at €158,705 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €31,741 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 83 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: above average). Air: of the last 12 months' hourly readings, 39% were in the two best classes and 23% in the two worst (level: high). Estimated road noise at the building is 62 dB (Lden). Radon in soil gas: high (50–100 kBq/m³). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, a typical flat paid €354 per month in total, including utilities. Association fees excluding utilities were €5.22/m² per month, of which €0.32/m² to the repair fund. The repair fund held €3 432 at year end. The association had €63 339 of loans outstanding. From 2021 to 2025 association fees changed by −72% in total; the repair fund went from €6 353 (2021) to €3 432 (2025). See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.