Karikakra tee 43, Harku

Karikakra tee 43 is a 2-story apartment building constructed in 2023, located in Tiskre küla, comprising 4 apartments. The EHR registry code is 121367042 and cadastral ID is 19801:001:3507. Estiq reports energy class A.

The Estiq AVM model estimate is 3 516 €/m². The valuation range spans 3 305–3 727 €/m². The calculated fair value of a typical 4-room apartment is approximately €354 468.

Based on the 3 516 €/m² benchmark, a 50 sqm apartment is indicatively valued at €175 800 and a 75 sqm apartment at €263 700. Actual value depends on interior condition, floor, parking, and storage.

4-room: €333 200–€375 736.

The model-based indicative asking price is approximately €3 433/m² (for the typical 4-room unit, about €372 191), allowing a 3–5% negotiation buffer.

A 4-room apartment in good condition has an estimated market rent of €1 390–€1 700 per month, generating an estimated gross yield of 4,7–5,7%.

Buying means a loan payment of about €1,466 a month, renting €1,390–€1,700 — the loan payment is 5% below the rent. That is 85% (loan) and 89% (rent) of the median gross wage (Harku vald, €1,731, Q2 2026, Statistics Estonia). Assumes the typical 4-room flat (108.4 m²) at €354,468 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €70,894 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 9 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: few incidents). Air: of the last 12 months' hourly readings, 78% were in the two best classes and 11% in the two worst (level: elevated). Estimated road noise at the building is 45 dB (Lden). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, owners paid on average €2.21/m² per month in total including utilities; a typical flat paid €242 per month. Association fees excluding utilities were €0.52/m² per month, of which €0.04/m² to the repair fund. The repair fund held €2 786 at year end. The association had no loans. For comparison, the median of 36 associations in Tiskre küla was €2.19/m² per month. From 2023 to 2025 association fees changed by +12% in total; the repair fund went from €1 088 (2023) to €2 786 (2025). See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.