Aia tänav 3, Harku

Aia tn 3 is a 2-story apartment building constructed in 1964, located in Harku alevik, comprising 15 apartments. The EHR registry code is 116035254 and cadastral ID is 19814:001:0052. Estiq reports energy class G.

The Estiq AVM model estimate is 3 094 €/m². The valuation range spans 2 908–3 280 €/m². The calculated fair value of a typical 2-room apartment is approximately €115 406.

Based on the 3 094 €/m² benchmark, a 40 sqm apartment is indicatively valued at €123 760 and a 50 sqm apartment at €154 700. Actual value depends on interior condition, floor, parking, and storage.

1-room: €81 849–€92 298; 2-room: €108 191–€122 003; 3-room: €178 954–€201 800.

The model-based indicative asking price is approximately €3 249/m² (for the typical 2-room unit, about €121 176), allowing a 3–5% negotiation buffer.

A 2-room apartment in good condition has an estimated market rent of €210–€250 per month, generating an estimated gross yield of 2,0–2,9%.

Buying means a loan payment of about €477 a month, renting €210–€250 — the loan payment is 107% above the rent. That is 28% (loan) and 13% (rent) of the median gross wage (Harku vald, €1,731, Q2 2026, Statistics Estonia). Assumes the typical 2-room flat (37.3 m²) at €115,406 (Estiq estimate), an 80% loan over 25 years at 3.8% and a €23,081 down payment; rent from nearby offers; association and state fees excluded.

Police open data list 11 recorded incidents in the surrounding ~0.7 km² cell over 24 months (incident level: above average). Air: of the last 12 months' hourly readings, 66% were in the two best classes and 19% in the two worst (level: elevated). Estimated road noise at the building is 50 dB (Lden). Radon in soil gas: normal (30–50 kBq/m³). These describe the area, not a specific apartment.

According to the apartment association's 2025 annual report, owners paid on average €7.12/m² per month in total including utilities; a typical flat paid €268 per month. Association fees excluding utilities were €3.54/m² per month, of which €3.34/m² to the repair fund. The repair fund held €3 848 at year end. The association had €126 694 of loans outstanding. For comparison, the median of 111 associations in Harku vald was €2.90/m² per month. From 2022 to 2025 association fees changed by +35% in total; the repair fund went from €5 305 (2022) to €3 848 (2025). See the association figures.

No. For a mortgage the bank needs a certified valuer's report under EVS 875 — order a valuation.

Median error is 9.5% in Tallinn and 12.1% elsewhere in Estonia; 83% of Tallinn estimates fall within ±20% (blind test, May–September 2026). Atypical properties have larger errors — see the methodology.

Sale prices — notarised apartment sales, Maa- ja Ruumiamet; estimates — the Estiq AVM model; rents — Estiq market database (24 months); wages — Statistics Estonia (PA117); building data — building register (EHR); association costs — housing associations' annual reports; noise and air — national noise maps and air monitoring. Figures refresh with every data load and each states its period and sample — see the methodology.