Antsla · Apartment association financial analysis

Põllu tn 13 apartment association

Registered name: Antsla parish, Antsla city, Põllu tn 13 korteriühistu
Reg. code 80452302 · 12 flats · 657,5 m² total area · Report year 2025 · Building EHR 113002826

Antsla parish, Antsla city, Põllu tn 13 apartment association (registry code 80452302) is the apartment association of the building at Põllu tn 13, Antsla (registry data as of 09.11.2026). Per the 2025 annual report: 12 flats, repair-fund balance €0, no bank loan. Building facts and flat prices → · Board and contact · Sources

59/100 Good and stable position
Financial health index · 2025 report · experimental
Liquidity (25%)80
Loan burden (20%)78
Receivables (15%)44
Repair fund (25%)20
Governance (15%)80
Calculated from public annual reports; the weights are published. How the index is calculated →
Median flat's monthly cost (2025 report)
€81 /month
Association payments (excl. utilities)
A regional comparison group with a sufficient sample is not available.
Repair fund balance
€0 (€0/m²)
Bank loan burden
0 € · None
Financial health index (experimental)
Compared with the median (Antsla parish)
–
Buying an apartment in this association?
Association pre-purchase check (€149) before you make an offer: balance sheet review, loans, meeting minutes and owners' arrears.
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Calculated from the member fees in the 2025 annual report; utilities are not included. It is a past-year average, not the current tariff. Sources: the association's 2025 annual report (Business Register) and flat areas from the Building Register. Sources ↓
Antsla vald, Antsla linn, Põllu tn 13 korteriühistu – aerofoto
Aerial photo · building outline from the Building Register (EHR) · Orthophoto 28.04.2024, Maa- ja Ruumiamet (open data licence)
Location map · CARTO Voyager · © OpenStreetMap contributors
5-Year Reserve & Capital Trend
+€2 394 (0%)
2022: Cash €0 (Cash: €0) €0 2022 2023: Cash €4 357 (Cash: €4 357) €4.4k 2023 2024: Cash €7 792 (Cash: €7 792) €7.8k 2024 2025: Cash €2 394 (Cash: €2 394) €2.4k 2025
Reserve / flat €0
Reserve / m² €0 /m²
Bank loan debt 0 € · Debt-free
Liquidity & buffer 79/100 · 1.8 mo operating buffer (after the repair fund)
Debt burden 78/100 · €0,0 /m²
Payment discipline 44/100 · Receivables €3 886
Repair reserve level 20/100 · €0 /m² (reserve)
Reporting compliance 80/100 · 4 yrs filed in row
View full 5-year balance sheet & cost outlook → Source: Business Register (2025)
Critical analysis for buyers

Three essential findings before buying a flat

Verified observations derived from official annual reports and the building registry for this property:
3 key findings
Financial status
Financial indicators & reserves
Year-end repair fund stood at €0 with loans at 0 €.
Source: Annual report 2025
Repair expenditure
Repairs and maintenance carried out in report year
Repairs recorded in the report year totaled €13 514. Review the board's management report for the specific work schedule.
Source: Annual report 2025, repair expense line
Buyer verification
Request budget plan and debt clearance (KrtS § 43)
Under Estonian law (KrtS § 43), the purchaser is liable for the previous owner's unpaid association debts. Always demand a formal debt clearance certificate and recent meeting minutes before signing.
Source: Apartment Associations Act § 43

Costs by apartment type per the 2025 report

Calculated from the 2025 annual report (reg. 80452302) for 12 apartments in total.
Flat-table average 2025: Not determined Repair-fund collections: €1,00 /m² Recognized member revenue: €2,03 /m² Loan principal, next 12 mo: €0.00 (no loan)
2-room 4 in the building
Average area: 39,7 – 40,3 m²
Recognized member revenue €81 /flat
Repairs €40 /flat
Loan €0 /flat
— /month
+€0 to reserves
3-room 8 in the building
Average area: 60,7 – 63,8 m²
Recognized member revenue €126 /flat
Repairs €62 /flat
Loan €0 /flat
— /month
+€0 to reserves
What the amounts shown include
Amounts come from the association's annual report (2025) divided by the building's area. Reports do not split costs by season, so actual summer and heating-season bills are not shown. Whether utilities (heating, water) are included depends on the association's billing.

Find your apartment in building

12 apartments in building

Select an apartment from the list or pick a real apartment size in the building to calculate the valuation estimate and monthly fees.

Apartment 1 (2-room, 1. fl): 40,2 m²
min 39,7 m² max 63,8 m²
Estimated monthly cost (2025 flat table):
— /mo
Recognized member revenue €82 /flat
Repair fund €40 /flat
Association bank loan €0 /flat
Accounting share of the repair fund (not withdrawable) +€0

Calculated from the member fees in the 2025 annual report; utilities are not included. It is a past-year average, not the current tariff.

How the figures relate (2025): member fees recognised in the income statement €16 012 (€2.03/m²); repair-fund collections €7 890 and €2 772 was recognised in the income statement. These are different accounting quantities and cannot be added up; member fees and repair-fund collections partly overlap, and the flat-table total likely also includes passed-through utilities.

Building Technical Condition

Renovation Works and Technical Findings

Verified records of completed capital works, contractors and technical notes from official annual reports:
The reports contain no detailed entries on completed repair works

The official annual reports do not include a separate table of completed works or itemised cost lines. Repair costs shown in the reports: €13 514.

Advice for buyers: Ask the association board for the latest general meeting minutes, the approved budget plan and the apartment utility bills for the last 12 months, to confirm the real technical condition of the building and planned works before making an offer.
Sources
  • The association's 2025 annual report (01.01–31.12.2025) — original PDF on the Business Register card (annual reports) ↗
  • Notes used from the report: receivables: Note 2 „Nõuded ja ettemaksed“, p. 6; repair fund: Note 3 „Sihtotstarbelised tasud, annetused ja toetused“, p. 6; member fees: Note 4 „Liikmetelt saadud tasud“, p. 7
  • Flat areas and building data: Building Register (EHR), building 113002826.
  • Figures are machine-read from the report and checked automatically by Estiq (balance-sheet totals against the notes); no person has reviewed them. Found an error? Write to [email protected].
A more detailed, automatically generated financial analysis (experimental) with its inputs and limitations. Open the financial analysis ↗

Association 5-year financial trends

Official report data (2021–2025) from the Business Register
1.8 months of liquidity (after the repair fund)
Year Member income (per report) Repair fund inflow Repairs done Repair fund balance Bank loans Cash on accounts
2025 €16 012 €7 890 €13 514 €0 €0 €2 394
2024 €4 797 €6 575 €2 772 €0 €0 €7 792
2023 €1 512 — €0 €0 €0 €4 357
2022 €0 — €0 €0 €0 €0

Balance sheet at year end (2025)

Cash in bank accounts €2 394
Receivables (report balance lines) €3 886
Payables to suppliers (utilities) €0
Bank loan balance €0 (none)
Reserve capital €0

Repair fund adequacy

Repair fund balance €0
Repair fund balance per m² €0,0 /m²
Repair fund balance per apartment (average) ca €0
Annual inflow to the repair fund €7 890 /yr
Balance relative to annual repair costs 0,0 yrs
59 / 100
Experimental model Good and stable position

Association financial health index (59 / 100)

An experimental analytical model rates the association balance sheet, loan burden, residents payment discipline and repair fund adequacy across 5 independent dimensions (aligned with RTJ 14).

View the full audit in a new tab ↗
Liquidity 25% weight
80/100
Coverage of short-term liabilities by cash (estimated coverage period)
Loan burden and liabilities 20% weight
78/100
Remaining bank loan principal and short-term debts
Receivables and payment discipline 15% weight
44/100
Ratio of receivables to annual turnover and its trend
Repair fund adequacy 25% weight
20/100
Accumulated repair fund balance per m² and per apartment
Reporting and governance 15% weight
80/100
Consistency of filed reports and board composition
Model: Estiq Association Financial Health v2.1 (Experimental) · Based on Accounting Standards Board guideline RTJ 14
Open the full audit with primary sources ↗ | Order the check (€149) →
Regional comparison

Comparison with Antsla city peers and neighbors

Comparison against local apartment association fee benchmarks, reserve levels and liabilities.
21 associations in cohort

Fee level compared with the peer cohort

Monthly cost /m² Data unavailable
Median (Antsla parish) €1,89
Typical range (IQR) €1,30 – €2,66
Difference vs median –

Key ratios and liabilities

Cost tier assessment Cohort sample insufficient
Debt compared with the peer cohort 0 €
Receivables relative to annual costs 24.4 % of annual costs
Flats in building 12 flats

Comparison with neighboring buildings on the same street

Repair fund and debt figures of neighboring associations from their latest annual reports.
Building / Association Flats Repair fund €/m² Bank loan Cost €/m² a month (report)
Põllu tn 13 This association 12 €0,00 €0 (none) –
Põllu tn 9 ↗ 18 €0,00 0 € €0,94
Põllu tn 11 ↗ 12 €0,00 0 € €1,30
Nearby (within 500 m)
Tamme tn 4a · 12 flats · 279 m Veski tn 5 · 7 flats · 284 m Veski tn 9 · 9 flats · 330 m
Similar-sized associations in the area (±35% flats)
Põllu tn 11 · 12 flats · 49 m Tamme tn 4a · 12 flats · 279 m Veski tn 9 · 9 flats · 330 m Pika tee 6 · 17 flats · 1484 m Alamäe · 11 flats · 2060 m Suuremaja · 12 flats · 2244 m Kesk tn 7 · 12 flats · 3634 m Tammiku tn 3 · 12 flats · 3679 m Tammiku tn 7 · 12 flats · 3681 m Tammiku tn 9 · 12 flats · 3736 m
See also: Apartment prices in this building Methodology Repair fund vs bank loan Buyer checklist
Buyer Due Diligence (Apartment Associations Act § 43)

Buyer Due Diligence: 6 Critical Checks Before Purchasing

When buying a flat, the purchaser also acquires a proportional share in all building loans, repair liabilities and past arrears. This checklist is tailored to this association’s actual data:
6 checks
Utility bills Essential check
Request the seller’s past 12 months of association invoices
Reveals exact winter heating costs, monthly maintenance fees, and actual payable amounts for this specific apartment.
Included in the Estiq association pre-purchase check
Management plan Document from board
Review the approved annual management plan (majanduskava)
Shows whether the association plans to increase fees or commission new repairs during the current year, and verifies statutory reserve capital compliance (KrtS § 48).
Included in the Estiq association pre-purchase check
Future borrowing General meeting
Check whether general meetings have discussed taking a new renovation loan
Although the association is currently debt-free, upcoming major renovations may lead to new borrowing.
Included in the Estiq association pre-purchase check
Building condition Internal records
Request the minutes of general meetings from the past 3 years
Minutes reveal recurring resident complaints (e.g. roof leaks, heating, ventilation, parking disputes) and approved works.
Included in the Estiq association pre-purchase check
Payment arrears Legal protection
Confirm that the association has no severe arrears and this flat is debt-free
Under the Apartment Associations Act, a buyer can be liable for unpaid debts of the previous owner. Obtain an official debt-free certificate.
Included in the Estiq association pre-purchase check
Reporting timeliness Governance check
Check annual report filing timeliness and board internal controls
By law, the annual report must be approved and filed within 6 months of year-end. Filing reports retroactively or in multi-year batches indicates delayed administrative follow-up.
Included in the Estiq association pre-purchase check
Want a property lawyer and an auditor to run these 6 checks for you?
Order an independent association pre-purchase check (€149) before signing a binding offer.
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Board and official registry data

The apartment association is entered in the register of non-profit associations and foundations kept by the registry department of the court.

Official Business Register card

Full name Antsla parish, Antsla city, Põllu tn 13 apartment association
Registry code 80452302
Legal form Apartment association
Members (2025 report) 11
Association contact On the Business Register card ↗ (Estiq does not relay the association's contacts)
Financial year 01.01 – 31.12

Management and related properties

Main building address Põllu tn 13, Antsla
EHR building code 113002826 →
Building and association The association's address and the managed building may differ; the official address is in the Business Register.
Apartments in the building 12 apartments
Related building price info View the building value page →

Frequently asked questions about the apartment association

What are the finances of the Põllu tn 13 apartment association?
From the 2025 annual report (reg. code 80452302): 12 flats, repair-fund balance €0, no bank loans.
What does a flat cost per month in Põllu tn 13?
Typical flat payment €81 a month (association fees, excl. utilities). Calculated from the member fees in the 2025 annual report; utilities are not included. It is a past-year average, not the current tariff.
What is the registry code of the Põllu tn 13 apartment association and who is on the board?
The registered name is Antsla parish, Antsla city, Põllu tn 13 apartment association, registry code 80452302. The current board and the association's contact details are on its Business Register card (ariregister.rik.ee); Estiq does not publish board members' names or relay the association's contacts. Registry data as of 09.11.2026.
Is a buyer liable for the association's loans and the seller's arrears?
All owners repay the association's loan through their monthly charges, in proportion to their share. Under § 43 of the Apartment Ownership and Apartment Associations Act, a new owner is also liable, together with the previous owner, for the previous owner's unpaid charges.
Is the Põllu tn 13 repair fund sufficient?
At the end of 2025 the repair-fund balance was €0. Inflow to the fund during the year: €7 890. Repair costs for the year: €13 514. The balance is a snapshot at the end of the reporting period; it does not show that future major works (roof, facade, pipes) are covered. Ask the seller for the latest technical inspection and general-meeting plans.
Does the Põllu tn 13 apartment association have a loan?
No. The association had no bank loan at the end of 2025.
Have the fees of the Põllu tn 13 apartment association gone up?
Member fees totalled €1 512 in 2023 and €16 012 in 2025 — a change of +959.0%.

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Association pre-purchase check before a binding offer

Before you buy, Estiq reviews the association documents. We look at hidden renovation loans, the share of debtors, the real repair fund and the general meeting minutes.

Audit of annual reports and the actual balance sheet position
Analysis of general meeting minutes (voted loans and plans)
Check of the debtor list and risk assessment for the buyer
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