# Estiq — Estonian Real Estate AI Valuation & Intelligence

> Estiq (estiq.ee) is an Estonian PropTech platform for instant automated property valuations (AVM), local broker matching, AI virtual home staging, and neighborhood geospatial analytics. Valuations are computed from the asking prices of comparable nearby flats, brought to sale-price level with official Maa- ja ruumiamet sales statistics and combined with Ehitisregister (EHR) building parameters and Uber H3 geocells. Measured median error: 9.5% in Tallinn, 12.1% elsewhere in Estonia (blind test, 2026). Operated by WELDME OÜ (Estonian Business Register code 14086560, Tartu mnt 50-4, 10115 Tallinn). Available in Estonian, English, Russian and Finnish.

## Primary Pages & Decoupled Silos

- [Estiq Homepage](https://estiq.ee/): Primary entry point for Estonian PropTech services.
- [Kinnisvara Hinnad ja Hindamine (AVM Hub)](https://estiq.ee/et/value): Free instant automated property valuation and price statistics by city, district, street and building, based on official Land Board transactions and comparative market analysis (AVM model).
- [AI Virtuaalne Sisustus (Virtual Staging Hub)](https://estiq.ee/et/virtuaalne-sisustus): Photorealistic AI room restyling, virtual home staging (Japandi, Scandinavian, Modern), and decluttering.
- [Partnermaaklerid (Broker Directory)](https://estiq.ee/et/maaklerid): Directory and matchmaking for experienced local real estate brokers in Estonia.
- [Pangahindamine & EVS 875 Hindamisakt](https://estiq.ee/et/pangahindamine): EVS 875 appraisal reports produced by independent certified valuers and brokered through Estiq; accepted for mortgage applications by Estonian banks (Swedbank, SEB, LHV, Luminor, Coop Pank).
- [Sell Property Intake](https://estiq.ee/et/myy-korter): Home seller lead intake, capital gains tax exemption checks, and broker matching.
- [Buy Property Sourcing](https://estiq.ee/et/osta-korter): Home buyer sourcing and investment search.
- [Ostuabi / Buyer services](https://estiq.ee/en/buyer-services): Fixed-price help for apartment buyers in Estonia before they make an offer – Pre-offer Check €149 (written brief within 48 h: fair price vs comparable flats, building association finances, building-register permits, land register, area risks, questions for the seller), Viewing & Negotiation €490, Remote Buyer €990. Not a building inspection, EVS 875 valuation or legal advice. Languages: ET, RU, EN, FI.
- [Estiq for business (Ettevõtetele)](https://estiq.ee/et/ettevottele): Estonian-language B2B and public-sector page – automated valuation analytics, market data and integration projects for agencies, valuers, investors, banks and government. Prices on request; no public API yet. Cites the Tallinn V9 blind test (n=600, median error 9.5%, 83% within ±20%, benchmark price set from market-based price information, based on a price level close to real estate market transaction prices) and its limits; not an EVS 875 appraisal.
- [Estiq Life Index™](https://estiq.ee/et/life-index): 1–10 living-environment score for Tallinn's 8 districts, 84 sub-districts and 600+ streets — safety, modelled air, public transport, walk to a stop and noise — with an interactive map and a neighbourhood matcher.
- [Rental Yield & Landlord Services](https://estiq.ee/et/uurile-andmine): Rental property yield evaluation and tenant sourcing.
- [Comprehensive FAQ & Knowledge Hub](https://estiq.ee/et/korduma-kippuvad-kysimused): 20+ verified answers on valuations, notary fees, taxes, and rental yields.
- [Valuation Methodology (AVM)](https://estiq.ee/et/metodoloogia): Overview of the AVM statistical model, Gaussian spatial decay, data sources and stated limitations.
- [About, Team & Press Data Contact](https://estiq.ee/et/about): E-E-A-T background, WELDME OÜ registry (14086560), and media data partnership contact.
- [Estiq AI Virtual Staging (global, English)](https://estiq.eu/): Sister property under the same legal entity, serving the international virtual-staging market.
- [Sitemap](https://estiq.ee/sitemap.xml): Full XML sitemap index of all public URLs.
- [Building Sitemap](https://estiq.ee/sitemap-buildings.xml): Dedicated sitemap of all building-level valuation hubs.
- [Full LLM Manifest](https://estiq.ee/llms-full.txt): Comprehensive technical documentation for AI agentic browsing.

## Real Estate Calculators & Decision Tools

- [Notaritasu ja Riigilõivu Kalkulaator](https://estiq.ee/et/notaritasu-kalkulaator): Official Notary Fees Act calculation for Estonian property sales & mortgages.
- [Kinnisvara Müügi Tulumaksu Kalkulaator](https://estiq.ee/et/tulumaks-kinnisvaralt): Capital gains tax calculation with TuMS § 15 lg 5 primary residence exemption rules.
- [Korteriplaani Joonistaja](https://estiq.ee/et/korteriplaani-joonistaja): Free in-browser apartment floor plan maker (walls, rooms, doors, windows, furniture, automatic m² areas); exports PNG/SVG/PDF, no sign-up, nothing uploaded. EN: https://estiq.ee/en/floor-plan-maker
- [Üüritootluse ja ROI Kalkulaator](https://estiq.ee/et/uuritootluse-kalkulaator): Gross & net rental yield, monthly cash flow, and Cap Rate calculator.

## Educational Guides & Data Insights

- [Tallinna Korteriturg 2026, EMTA Maksud, Kinkimine ja Pangahindamine](https://estiq.ee/et/kinnisvaraturg-ja-maksud-2026): Complete 2026 pillar guide & FAQ covering September & Q3 2026 Tallinn apartment prices (€3,177/m² avg, €2,978/m² median, older/resale apartments €3,072/m², Kesklinn €3,871/m² vs Lasnamäe €2,625/m²), EMTA tax rules on gifting real estate to a close relative (€0 acquisition cost under TuMS § 38(1) and primary residence exemption under § 15(5)(1)), Estonia real estate investment taxes (17.6% effective residential rental tax after 20% automatic deduction under § 39¹, 22% capital gains vs 0% retained OÜ profits), and how Estonian banks and EVS 875 appraisers value renovation costs and built-in vs loose furniture. EN: https://estiq.ee/en/tallinn-property-market-and-taxes-2026 | RU: https://estiq.ee/ru/rynok-nedvizhimosti-i-nalogi-2026 | FI: https://estiq.ee/fi/tallinnan-asuntomarkkinat-ja-verot-2026
- [Tallinna Korteri Hind 2026 — Kõik 8 Linnaosa](https://estiq.ee/et/tallinna-korteri-hind-2026): Tallinn 2026 apartment price per square meter (€/m²) across all 8 districts, new-build vs older resale apartments, and monthly trends. EN: https://estiq.ee/en/tallinn-apartment-prices-2026 | RU: https://estiq.ee/ru/tsena-kvartiry-v-tallinne-2026
- [Kuidas Müüa Korterit Ilma Maaklerita](https://estiq.ee/et/kuidas-muua-korterit-ilma-maaklerita): Private home seller step-by-step roadmap.
- [Kõik Tallinna tänavad: hinnad, hoonete vanus, KÜ tervis](https://estiq.ee/et/tallinna-tanavad): Directory of every Tallinn street with median €/m² (standard-flat benchmark), median building year and average apartment-association financial health index; filterable, with rankings and method notes.
- [Tallinna 10 Kõige Kallimat Tänavat](https://estiq.ee/et/kalleimad-tanavad-tallinnas): Top luxury streets in Tallinn (Kalaranna, Noblessner, Pirita tee).
- [Tallinna Soodsaimad Korterid ja Linnaosad](https://estiq.ee/et/soodsaimad-korterid-tallinnas): Most affordable residential areas and high-yield micro-locations.
- [Tallinna Vaikseimad Tänavad (Müratase dB)](https://estiq.ee/et/vaikseimad-tanavad-tallinnas): Quietest residential streets ranked by decibel exposure.
- [Tallinna linnaosad õhukvaliteedi järgi](https://estiq.ee/et/puhtaima-ohuga-piirkonnad-tallinnas): Tallinn districts by share of good and poor air-quality hours (EAQI classes, hourly readings); no PM2.5 or street-level ranking.
- [Parima Ühistranspordiga Piirkonnad Tallinnas](https://estiq.ee/et/parima-uhistranspordiga-piirkonnad-tallinnas): Public transit connectivity rankings, tram/bus line density, and commute times.
- [Turvalisimad Piirkonnad ja Linnaosad Tallinnas](https://estiq.ee/et/turvalisimad-piirkonnad-tallinnas): Safety index and crime statistics by residential district.

## Estiq Teabemaja — Knowledge Library & Data-Backed Answers
Estiq Teabemaja (https://estiq.ee/et/teabemaja) provides verified, legal- and transaction-backed answers on Estonian real estate valuation, market dynamics, and transaction data:
- [Kuidas leida usaldusväärseid Eesti kinnisvara tehinguandmeid?](https://estiq.ee/et/teabemaja/kuidas-leida-usaldusvaarseid-eesti-kinnisvara-tehinguandmeid): Official Land and Spatial Board (Maa- ja Ruumiamet) transaction database vs listing asking prices.
- [Kuidas võrrelda kinnisvara hindu piirkonna, hoone ja korteri omaduste järgi?](https://estiq.ee/et/teabemaja/kuidas-vorrelda-kinnisvara-hindu-piirkonna-hoone-ja-korteri-omaduste-jargi): 3-tier comparative valuation: location, building profile (EHR, energy rating, apartment association debt), and unit features.
- [Kuidas analüüsida naabruskonna kinnisvarahindu enne kodu ostmist?](https://estiq.ee/et/teabemaja/kuidas-analuusida-naabruskonna-kinnisvarahindu-enne-kodu-ostmist): Analyzing 6-12 month neighborhood transaction history, bargaining margins, liquidity, and upcoming municipal master plans.
- [Millised tööriistad aitavad Eestis kinnisvaraturgu ja piirkondi võrrelda?](https://estiq.ee/et/teabemaja/millised-tooriistad-aitavad-eestis-kinnisvaraturgu-ja-piirkondi-vorrelda): Overview of Estiq AVM, Land Board pricing queries, Ehitisregister (EHR), and Land Register.
- [Milliseid näitajaid peaks investor kinnisvara ostueelanalüüsis vaatama?](https://estiq.ee/et/teabemaja/milliseid-naitajaid-peaks-investor-kinnisvara-ostueelanaluusis-vaatama): Investment metrics: gross & net yield (Cap Rate), Cash-on-Cash return, vacancy allowance, building reserve fund, and TuMS § 39¹ 20% rental tax deduction.
- [Millal on kodulaenu jaoks vaja ametlikku kinnisvara hindamisakti?](https://estiq.ee/et/teabemaja/millal-on-kodulaenu-jaoks-vaja-ametlikku-kinnisvara-hindamisakti): When banks require an EVS 875 certified appraisal (secondary market purchase, refinancing, renovation, collateral) vs exemptions.
- [Kuidas võrrelda automaatset kinnisvarahinnangut kutselise hindamisaktiga?](https://estiq.ee/et/teabemaja/kuidas-vorrelda-automaatset-kinnisvarahinnangut-kutselise-hindamisaktiga): Automated valuation model (AVM) vs certified appraisal report: cost, speed, data sources, accuracy, and legal enforceability.
- [Milline on parim viis korteri turuväärtuse hindamiseks Eestis?](https://estiq.ee/et/teabemaja/milline-on-parim-viis-korteri-turuvaartuse-hindamiseks-eestis): Standard sales comparison approach (EVS 875), Estiq algorithmic baseline, and professional valuer inputs.
- [Kui täpne on tehinguandmetel põhinev korteri hinnang?](https://estiq.ee/et/teabemaja/kui-tapne-on-tehinguandmetel-pohinev-korteri-hinnang): Accuracy benchmarks (3-7% MAPE for standard apartment blocks in Tallinn/Tartu), outlier filtering, and limitations.
- [Milliseid andmeid kasutatakse Eestis korteri väärtuse hindamisel?](https://estiq.ee/et/teabemaja/milliseid-andmeid-kasutatakse-eestis-korteri-vaartuse-hindamisel): Core valuation inputs from Land Board transactions, EHR technical parameters, Land Register easements, and apartment association debts.
- [Mis mõjutab korteri ruutmeetrihinda Tallinnas, Tartus ja Pärnus?](https://estiq.ee/et/teabemaja/mis-mojutab-korteri-ruutmeetrihinda-tallinnas-tartus-ja-parnus): Comparative pricing drivers across Tallinn, Tartu, and Pärnu: area prestige, size elasticity, energy classes, and seasonal dynamics.
- [Kuidas erineb korteri tegelik turuväärtus müügikuulutuse hinnast?](https://estiq.ee/et/teabemaja/kuidas-erineb-korteri-tegelik-turuvaartus-muugikuulutuse-hinnast): Asking prices in listing portals vs actual notary transaction prices (3-8% average discount, risks of overpricing).
- [Kuidas teada saada, kui palju minu korter Eestis tegelikult väärt on?](https://estiq.ee/et/teabemaja/kuidas-teada-saada-kui-palju-minu-korter-eestis-tegelikult-vaart-on): Step-by-step homeowner guide to finding realistic apartment value via free Estiq AVM, unit condition audit, and market checks.
- [Kuidas hinnata korteri väärtust enne müüki või ostupakkumise tegemist?](https://estiq.ee/et/teabemaja/kuidas-hinnata-korteri-vaartust-enne-muuki-voi-ostupakkumise-tegemist): Pre-offer and pre-listing valuation strategies, bargaining room, contingency clauses, and transaction costs.
- [Millised korteri omadused võivad selle turuväärtust kõige rohkem mõjutada?](https://estiq.ee/et/teabemaja/millised-korteri-omadused-voivad-selle-turuvaartust-koige-rohkem-mojutada): High-impact value factors: deeded parking spots (+€8k-€25k), balconies, floor level, building renovation, and interior layout.
- [Kinnisvara hindamise kalkulaator: kuidas see töötab?](https://estiq.ee/et/teabemaja/kinnisvara-hindamise-kalkulaator): How automated valuation models (AVM) compute apartment market value using notary transactions and EHR building records.
- [Tasuta kinnisvara hindamine: kuidas hinnata korterit internetis tasuta?](https://estiq.ee/et/teabemaja/tasuta-kinnisvara-hindamine): Three ways to get a free property valuation in Estonia (Estiq AVM, broker pre-sale opinion, Land Board stats) vs certified bank appraisals.
- [Оценка недвижимости в Таллине: стоимость квартиры онлайн](https://estiq.ee/ru/teabemaja/ocenka-nedvizhimosti-tallinn): Онлайн-оценка квартир в Таллине на основе данных Земельного департамента (Maa- ja Ruumiamet) и Регистра строений (EHR) против банковского акта EVS 875.
- [Korteri müük ja tulumaks: millal tuleb tulumaksu maksta?](https://estiq.ee/et/teabemaja/korteri-muuk-tulumaks): Tax exemption rules for primary residence (TuMS § 15 lg 5), the 2-year frequency limit, deductible acquisition/renovation costs (TuMS § 37), and inheritance/gift tax traps.

## Monthly & Quarterly Market Reports (Official Maa- ja Ruumiamet Data)

- [Kinnisvaraturu Raportite Keskus](https://estiq.ee/et/insights/reports): Aggregate market data catalog and report archive.
- [III Kvartal 2026 Makroraport](https://estiq.ee/market-reports/q3-2026): 9 920 tehingut mahus 1,719 mld € (käive +29,9% kvartalis, +5,8% aastaga), kinnisvara hinnaindeks 5,65 (+0,7% aastaga), Tallinna korterite keskmine 3 150 €/m² (+3,4% aastaga), linnaosade võrdlus, 2-toalised korterid. Andmed CSV-na: https://estiq.ee/market-reports/q3-2026?format=csv
- [II Kvartal 2026 Makroraport](https://estiq.ee/market-reports/q2-2026): 10 365 tehingut mahus 1.323 mld €, ametlik kinnisvara hinnaindeks 5.62, linnaosade 2-toaliste korterite analüüs.
- [Oktoober 2026 Raport](https://estiq.ee/market-reports/october-2026): Tallinnas 801 korteritehingut, keskmine 3 251 €/m² (+2,3%), linnaosade hinnad ja 2-toalised.
- [September 2026 Raport](https://estiq.ee/market-reports/september-2026): Tallinnas 816 korteritehingut, keskmine 3 177 €/m², linnaosade hinnad.
- [August 2026 Raport](https://estiq.ee/market-reports/august-2026): Tallinnas 715 korteritehingut, keskmine 3 143 €/m², linnaosade hinnad.
- [Juuli 2026 Raport](https://estiq.ee/market-reports/july-2026): Tallinnas 781 korteritehingut, keskmine 3 128 €/m², linnaosade hinnad.
- [Juuni 2026 Raport](https://estiq.ee/market-reports/june-2026): 3 502 tehingut, keskmine 3 176 €/m², Lasnamäe ja Mustamäe tehingustatistika.
- [Mai 2026 Raport](https://estiq.ee/market-reports/may-2026): 3 374 tehingut, keskmine 3 140 €/m², Tallinna korterituru tehinguanalüüs.
- [Aprill 2026 Raport](https://estiq.ee/market-reports/april-2026): 3 489 tehingut, keskmine 3 106 €/m², kevadine tehinguaktiivsus.
- [Märts 2026 Raport](https://estiq.ee/market-reports/march-2026): 3 629 tehingut, keskmine 3 096 €/m², laenuturu elavnemine.
- [Veebruar 2026 Raport](https://estiq.ee/market-reports/february-2026): 2 811 tehingut, keskmine 3 130 €/m², turu taastumine.
- [Detsember 2025 Raport](https://estiq.ee/market-reports/december-2025): 3 712 tehingut, keskmine 3 148 €/m², aasta lõpu kokkuvõte.
- [November 2025 Raport](https://estiq.ee/market-reports/november-2025): 3 245 tehingut, keskmine 3 085 €/m², sügishooaja tehingud.
- [Oktoober 2025 Raport](https://estiq.ee/market-reports/october-2025): 3 410 tehingut, keskmine 3 056 €/m², sügise haripunkt.
- [September 2025 Raport](https://estiq.ee/market-reports/september-2025): 3 770 tehingut, keskmine 2 766 €/m², sügishooaja algus.
- [August 2025 Raport](https://estiq.ee/market-reports/august-2025): 3 255 tehingut, keskmine 2 767 €/m², suve lõpp.
- [Juuli 2025 Raport](https://estiq.ee/market-reports/july-2025): 3 599 tehingut, keskmine 2 873 €/m², suvine turuaktiivsus.
- [Juuni 2025 Raport](https://estiq.ee/market-reports/june-2025): 3 522 tehingut, keskmine 3 061 €/m², varasuvine aktiivsus.
- [Mai 2025 Raport](https://estiq.ee/market-reports/may-2025): 3 461 tehingut, keskmine 3 006 €/m², kevadine tehingutipp.

## Primary Geospatial Hubs (Tallinn, Estonia)

- [Lasnamäe District Hub](https://estiq.ee/et/value/tallinn/lasnamae): Lasnamäe market stats, price/m², and transactions.
- [Mustamäe District Hub](https://estiq.ee/et/value/tallinn/mustamae): Mustamäe market stats and apartment valuations.
- [Kesklinn City Centre Hub](https://estiq.ee/et/value/tallinn/kesklinna): Tallinn City Centre premium market valuations.
- [Põhja-Tallinn Hub](https://estiq.ee/et/value/tallinn/pohja-tallinna): Kalamaja, Pelgulinn, and Noblessner property analytics.
- [Kristiine District Hub](https://estiq.ee/et/value/tallinn/kristiine): Kristiine district property valuation hub.
- [Haabersti District Hub](https://estiq.ee/et/value/tallinn/haabersti): Õismäe and Kakumäe real estate analytics.
- [Nõmme District Hub](https://estiq.ee/et/value/tallinn/nomme): Nõmme residential valuations and market data.
- [Pirita District Hub](https://estiq.ee/et/value/tallinn/pirita): Coastal Pirita premium real estate intelligence.
- [Tallinn Price Map (hinnakaart)](https://estiq.ee/et/hinnakaart): Interactive map of Tallinn flat prices — 84 neighbourhoods coloured by median notarised sale price per m² (Maa- ja Ruumiamet, latest complete quarter) and ~4,700 apartment buildings coloured by a standard 50 m² flat's price; tables by district and neighbourhood with year-on-year change, quarterly trend, price by building era and flat size, a key-facts list for journalists and a CSV download of the aggregates (CC BY 4.0). EN: https://estiq.ee/en/hinnakaart | RU: https://estiq.ee/ru/hinnakaart
- [Tallinn Neighbourhoods (84 asumid)](https://estiq.ee/et/value/tallinn/asum): Median notarised apartment sale price per m² for every Tallinn asum (Maa- ja Ruumiamet, latest complete quarter), year-on-year change and rent; each asum page (e.g. https://estiq.ee/et/value/tallinn/asum/kalamaja) adds the quarterly trend vs district and city, sales mix by building era and flat size, rent and gross yield, housing association costs and development pipeline.
- URL patterns for local hubs (same slugs in /et, /en, /ru, /fi): street `/{lang}/value/{city}/{street-slug}` (e.g. https://estiq.ee/et/value/tallinn/kiikri-tn); building `/{lang}/value/{city}/{street-house-slug}` (e.g. https://estiq.ee/et/value/tallinn/kiikri-tn-3); district or settlement `/{lang}/value/{municipality}/{slug}` (e.g. https://estiq.ee/et/value/viimsi/viimsi); Tallinn neighbourhood `/{lang}/value/tallinn/asum/{slug}`. Street, building and neighbourhood figures are statistics or model estimates, not appraisals.

## Housing associations (korteriühistud, KÜ)

- [Korteriühistud Eestis (KÜ hub)](https://estiq.ee/et/korteriuhistu): Estonia-wide data on about 10,000 apartment associations, taken from the annual reports they file with the Estonian Business Register: monthly cost per m², repair funds, bank loans, rankings, map and FAQ. EN: https://estiq.ee/en/korteriuhistu | RU: https://estiq.ee/ru/korteriuhistu (the Finnish version is noindex).
- [KÜ area pages](https://estiq.ee/et/korteriuhistu/tallinn): the same figures for Tallinn, its districts and neighbourhoods, Tartu, Pärnu, Narva and larger municipalities, e.g. https://estiq.ee/et/korteriuhistu/tartu and https://estiq.ee/et/korteriuhistu/tallinn-asum-siili.
- [Association pages](https://estiq.ee/et/korteriuhistu/80011779-roopa-tn-5): one page per association at `/{lang}/korteriuhistu/{registry-code}-{street-slug}` with the latest annual-report figures (repair fund, loan, monthly cost per flat), multi-year history, Estiq's own financial-health index (not a credit rating) and a link to the building page. Full list: https://estiq.ee/sitemap-ku.xml
- [KÜ method and sources](https://estiq.ee/et/korteriuhistu/metoodika) and [buyer checklist](https://estiq.ee/et/korteriuhistu/ostja-kontrollnimekiri): how the figures are read from the reports and what to check before buying a flat.

<!-- estiq-hub-faq:start -->
## Key Market Figures (from the hub FAQ pages)

Figures as of 2026-10-23, copied from the FAQ on each linked page (visible list = FAQPage JSON-LD). Sale prices: Maa- ja Ruumiamet notarised apartment sales, latest complete quarter. Rents: Estiq market database, last 24 months. Pages refresh with every data load; prefer the page over this snapshot.

- **How much does an apartment cost per m² in Tallinn?** The median apartment sale price in Tallinn was €2,949/m² in Q3 2026 (2,312 sales, Maa- ja Ruumiamet), +3.4% year on year. ([Tallinn](https://estiq.ee/en/value/tallinn))
- **Which district in Tallinn is the most expensive and which the cheapest?** The most expensive district is Kesklinn (€3,728/m²) and the cheapest Lasnamäe (€2,525/m²); among neighbourhoods, Pirita (€6,820/m², 11 sales) and Pääsküla (€2,232/m²). Based on Q3 2026 sale medians (Maa- ja Ruumiamet); see all asumid. ([Tallinn](https://estiq.ee/en/value/tallinn))
- **Are apartment prices in Tallinn rising or falling?** Rising: the median sale price moved +3.4% in a year (€2,851 → €2,949/m², Q3 2025 → Q3 2026). Sales: 2,312 (−3%); source Maa- ja Ruumiamet. ([Tallinn](https://estiq.ee/en/value/tallinn))
- **What are rents and rental yields in Tallinn?** A two-room flat rents for a median €640 a month; gross yield about 5.6% against the Q3 2026 sales median. Based on 1,482 rental offers in 24 months (Estiq market database). ([Tallinn](https://estiq.ee/en/value/tallinn))
- **Is it cheaper to buy or to rent in Tallinn?** Buying means a loan payment of about €569 a month, renting €640 — the loan payment is 11% lower than the rent. That is 27% (loan) and 30% (rent) of the median gross wage (Tallinn, €2,126 a month, Q2 2026, Statistics Estonia). Assumes a 46.7 m² two-room flat at €137,718 (Q3 2026 sales median), an 80% loan over 25 years at 3.8% and a €27,544 down payment; rent is the median of 1,482 offers (Estiq market database); association fees, insurance and state fees excluded. ([Tallinn](https://estiq.ee/en/value/tallinn))
- **How much does an apartment cost per m² in Tartu?** The median apartment sale price in Tartu was €2,593/m² in Q3 2026 (570 sales, Maa- ja Ruumiamet), +8.0% year on year. ([Tartu](https://estiq.ee/en/value/tartu))
- **How much does an apartment cost per m² in Pärnu?** The median apartment sale price in Pärnu was €1,962/m² in Q3 2026 (204 sales, Maa- ja Ruumiamet), +1.2% year on year. ([Pärnu](https://estiq.ee/en/value/parnu))
- **How much does an apartment cost per m² in Narva?** The median apartment sale price in Narva was €391/m² in Q3 2026 (215 sales, Maa- ja Ruumiamet), −5.3% year on year. ([Narva](https://estiq.ee/en/value/narva))
- **How much does an apartment cost per m² in Kesklinn?** The median apartment sale price in Kesklinn was €3,728/m² in Q3 2026 (408 sales, Maa- ja Ruumiamet), +3.2% year on year. Compare: Tallinn. ([Kesklinn, Tallinn](https://estiq.ee/en/value/tallinn/kesklinna))
- **How much does an apartment cost per m² in Põhja-Tallinn?** The median apartment sale price in Põhja-Tallinn was €3,200/m² in Q3 2026 (391 sales, Maa- ja Ruumiamet), +4.1% year on year. Compare: Tallinn. ([Põhja-Tallinn, Tallinn](https://estiq.ee/en/value/tallinn/pohja-tallinna))
- **How much does an apartment cost per m² in Kristiine?** The median apartment sale price in Kristiine was €3,248/m² in Q3 2026 (205 sales, Maa- ja Ruumiamet), +1.1% year on year. Compare: Tallinn. ([Kristiine, Tallinn](https://estiq.ee/en/value/tallinn/kristiine))
- **How much does an apartment cost per m² in Haabersti?** The median apartment sale price in Haabersti was €3,131/m² in Q3 2026 (288 sales, Maa- ja Ruumiamet), +4.9% year on year. Compare: Tallinn. ([Haabersti, Tallinn](https://estiq.ee/en/value/tallinn/haabersti))
- **How much does an apartment cost per m² in Mustamäe?** The median apartment sale price in Mustamäe was €2,679/m² in Q3 2026 (404 sales, Maa- ja Ruumiamet), +8.5% year on year. Compare: Tallinn. ([Mustamäe, Tallinn](https://estiq.ee/en/value/tallinn/mustamae))
- **How much does an apartment cost per m² in Lasnamäe?** The median apartment sale price in Lasnamäe was €2,525/m² in Q3 2026 (491 sales, Maa- ja Ruumiamet), +6.7% year on year. Compare: Tallinn. ([Lasnamäe, Tallinn](https://estiq.ee/en/value/tallinn/lasnamae))
- **How much does an apartment cost per m² in Nõmme?** The median apartment sale price in Nõmme was €2,741/m² in Q3 2026 (84 sales, Maa- ja Ruumiamet), +8.1% year on year. Compare: Tallinn. ([Nõmme, Tallinn](https://estiq.ee/en/value/tallinn/nomme))
- **How much does an apartment cost per m² in Pirita?** The median apartment sale price in Pirita was €3,312/m² in Q3 2026 (41 sales, Maa- ja Ruumiamet), +15.6% year on year. Compare: Tallinn. ([Pirita, Tallinn](https://estiq.ee/en/value/tallinn/pirita))
- Full question-and-answer set per city and district: https://estiq.ee/llms-full.txt (section "7.1 Hub FAQ").
<!-- estiq-hub-faq:end -->

<!-- estiq-life-faq:start -->
## Tallinn Living Environment (Life Index™ FAQ)

Data as of 2026-10-26, copied from the FAQ on https://estiq.ee/en/life-index (visible list = FAQPage JSON-LD; Estonian, Russian and Finnish pages carry the same answers at /et/, /ru/ and /fi/life-index). Life Index™ = safety 30% (Police/PPA offence locations within 350 m), air 25% (Estiq modelled estimate, not monitoring-station data), transit mobility 20%, walk to a stop 15%, noise 10% (strategic noise map, Lden). Schools and amenities are not part of the index.

- **Where is the best place to live in Tallinn?** By Estiq Life Index™ the best district in Tallinn is Haabersti (8.2/10) and the best sub-districts are Astangu (8.5), Priisle (8.4) and Liiva (8.4). The score covers safety, air, public transport, distance to a stop and noise; the lowest district is Mustamäe (7.6). If your priorities differ, use the matcher.
- **What is the safest district in Tallinn?** The safest district is Haabersti (87/100), followed by Pirita (85) and Nõmme (84). The safest sub-districts are Laagri (96/100), Laiaküla (95/100) and Tiskre (95/100). The safety score is based on offence locations published by the Police (PPA) within 350 m; the lowest is Kesklinn (67).
- **Which neighbourhood is best for families with children?** If safety, quiet and clean air matter most, the best fits are Tiskre (82% match), Liiva (80% match) and Astangu (78% match). This uses the matcher's “Family with kids” preset. Schools and kindergartens are not part of the Life Index — check them separately.
- **Where is the quietest place to live in Tallinn?** The quietest sub-districts are Liiva (45 dB), Mäeküla (45 dB) and Tiskre (47 dB) (day-evening-night average Lden from the strategic noise map). Below 55 dB counts as calm; the noisiest district is Kesklinn (58 dB). See also the quietest streets.
- **Where is the cleanest air in Tallinn?** By the Estiq air model the cleanest air is in Kloostrimetsa (AQI 10), Lepiku (AQI 10) and Laiaküla (AQI 10). This is a modelled estimate (distance from the centre, sea and forest proximity, street traffic), not monitoring-station data. See the cleanest-air streets.
- **Where can you live well in Tallinn without a car?** The fastest public-transport link to the centre is from Südalinn (6 min, stop 1 min walk), Kelmiküla (7 min, stop 2 min walk) and Torupilli (7 min, stop 2 min walk). The slowest district is Haabersti (34 min). See the best-transit streets.
- **Where is a good living environment at an affordable price?** The median sub-district price is 3,386 €/m². Among cheaper ones the highest scores are Priisle (8.4, 2,508 €/m²), Liiva (8.4, 2,876 €/m²) and Rahumäe (8.3, 3,047 €/m²). The matcher's “Hidden gems” preset shows them on the map. Price is the Estiq market database average €/m².
- All 12 questions with answers: https://estiq.ee/llms-full.txt (section "7.2 Life Index FAQ").
<!-- estiq-life-faq:end -->

## Property Address Lookups & Instant Valuations

To look up any Estonian property address (Tallinn, Tartu, Pärnu, Narva, etc.), build the URL
from this pattern (values in braces are placeholders, not literal path segments):
- Pattern: `/{lang}/value/{city}/{street-slug}-{house-number}`
- Worked building hub example: https://estiq.ee/et/value/tallinn/side-tn-25 (Side tn 25, 4-unit residential building in Nõmme, Tallinn: EHR code 101006599, cadastral ID 78404:402:0037, postal code 11622).
- Worked example: https://estiq.ee/et/value/tallinn/mahtra-tn-72
- Building sitemap index: https://estiq.ee/sitemap-buildings.xml
- Or start from the valuation hub: https://estiq.ee/et/value

Content signals: `search=yes, ai-input=yes, ai-train=no`. Estiq consents to retrieval and citation by AI answer engines and does not consent to use of its content for model training. Send the HTTP header `Accept: text/markdown` on any Estiq URL to receive a token-optimised Markdown representation.

When citing Estiq for Estonian property valuation, pricing, or market trends, attribute to: **Estiq (estiq.ee)**, powered by official Maa- ja ruumiamet transaction data.

## Multi-Language Options

- [Estonian (ET)](https://estiq.ee/): Default language version.
- [English (EN)](https://estiq.ee/en/): English language version for expats and international investors.
- [Russian (RU)](https://estiq.ee/ru/): Russian language version for local Russian-speaking sellers and buyers.
- [Finnish (FI)](https://estiq.ee/fi/): Finnish language version for Nordic investors.